San Diego County property record for 3974 Citrus Dr, #4022, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,681 sqft · built 2006 |
| Lot Size | 3.76 acres (164,221 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,310,000 (Jul 2019) |
| Tax Bill | $15,536 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-170-23-00 |
| Primary APN | 107-170-23-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,681 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 164,221 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 3974 CITRUS DR, 4022 |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-8628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | TCT A POR TR PB0001PG108 |
| Legal Subdivision | RANCHO MONSERATE |
| Legal Tract | PB0001PG |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 18805 |
Source: San Diego County records · APN 107-170-23-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3974 CITRUS DR, FALLBROOK, CA 92028-8628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION |
| Sep 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 05, 2019 | Grant Deed, Transfer · ARM ONEWEST BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2019 · Amount on Record |
| Deed Sale | Jul 05, 2019 · Amount on Record |
| Prior Sale | Mar 17, 2016 |
| Deed Document Number | 2019267260 |
| Prior Transfer Date | Mar 08, 2016 |
| Prior Transfer Doc | 0000117259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3974 CITRUS DR # 4022, 4022, FALLBROOK, CA 92028-8628 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3974 CITRUS DR, FALLBROOK, CA 92028-8628 |
| Document Number | 0000848392 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020-0848392 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3974 CITRUS DR # 4022, 4022, FALLBROOK, CA 92028-8628 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | AMERICAN COAST TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 3974 CITRUS DR, FALLBROOK, CA 92028-8628 |
| Document Number | 0000501923 |
|---|---|
| Date | Sep 01, 2020 |
| Instrument | 2020-0501923 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 05, 2019 |
| Property Address | 3974 CITRUS DR # 4022, 4022, FALLBROOK, CA 92028-8628 |
| Document Number | 0000267260 |
| Map Reference | MB 1 PG 108 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019-0267260 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 998 SILVER BIRCH LN, HAYWARD, CA 94544-6682 |
| Document Number | 0000267261 |
|---|---|
| Date | Jul 05, 2019 |
| Instrument | 2019-0267261 |
| Name | ONEWEST BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.35% |
| Type Change Date | Aug 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.35% |
| Index | 1-Year LIBOR |
| Max Rate | 8.35% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,861,324 (+29.92%) Land $412,739 Building $1,448,585 | |
| 2025 | $15,536.00 (+5.34%) Homeowner's exemption | $1,432,672 (+4.04%) Land $404,647 Building $1,028,025 |
| 2023 | $14,749.00 (-0.04%) Homeowner's exemption | $1,377,041 Land $388,935 Building $988,106 |
| 2022 | $14,755.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730188051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | High above 76% of the US · above 53% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: Verizon.
Based on FCC filings for 40 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system CA3710016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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