3949 Citrus Dr, #51, Fallbrook, CA 92028 Property Records

San Diego County property record for 3949 Citrus Dr, #51, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,744 sqft · built 2002
Lot Size	6.7 acres (291,852 sqft)
Owner	Individual Name on File
Last Sale	$820,000 (Dec 2019)
Tax Bill	$9,894 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`107-170-50-00`

Property Details

APN / Parcel Number

Primary APN	`107-170-50-00`
Alternative APN	`1082230100`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,744 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	291,852 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3949 CITRUS DR, 51
City	FALLBROOK
State	CA
Zip	92028-8628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM18823
Legal Subdivision	SURVEY MAP 5136
Legal Tract	A
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2019
Census Tract	18805

Owner

3949 Citrus Dr, #51 is owned and occupied by an individual who bought it in December 2019.

Source: San Diego County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3949 CITRUS DR, FALLBROOK, CA 92028-8628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 11, 2019	Grant Deed, Transfer · Conventional Mortgage 5TH STREET CAP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2019 · Amount on File
Deed Sale	Dec 11, 2019 · Amount on File
Deed Document Number	2019577935
Prior Transfer Date	Mar 27, 2018
Prior Transfer Doc	0000136556
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3949 CITRUS DR, FALLBROOK, CA 92028-8628
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 CITRUS DR, FALLBROOK, CA 92028-8628

Mortgage

Document Number	0000001036
Date	Jan 3, 2024
Instrument	2024-0001036

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3949 CITRUS DR, FALLBROOK, CA 92028-8628
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 CITRUS DR, FALLBROOK, CA 92028-8628

Mortgage

Document Number	0000314223
Date	Apr 23, 2021
Instrument	2021-0314223

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3949 CITRUS DR, FALLBROOK, CA 92028-8628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305897
Date	Jun 15, 2020
Instrument	2020-0305897

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2019
Property Address	3949 CITRUS DR, FALLBROOK, CA 92028-8628
Document Number	0000577935
Instrument Date	Nov 1, 2019
Instrument	577935
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3949 CITRUS DR FALLBROOK CA 920288628, FALLBROOK, CA 92028-8628

Mortgage

Document Number	577936
Date	Dec 11, 2019
Instrument	577936

Lender

Name	5TH STREET CAP INC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3949 Citrus Dr, #51 was $9,894 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$914,720 (+2%) Land $118,759 Building $795,961
2025	$9,894.00 Homeowner's exemption	$896,785 Land $116,431 Building $780,354
2023	$9,530.00 (-0.05%)	$861,963 Land $111,911 Building $750,052
2022	$9,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3949 Citrus Dr, #51 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 units insured incl. 8 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3949 Citrus Dr, #51 is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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