Clermont County property record for 3973 Pharo Dr, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 918 sqft · built 1954 |
| Lot Size | 0.437 acres (19,036 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,705 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-04.-008 |
| Primary APN | 41-42-04.-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 918 sqft Living Area |
| 1st Floor Area | 918 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 19,036 sqft (0.437 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 297 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 230 sqft |
|---|---|
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3973 PHARO DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-2239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PHARO; LOT 8 |
| Legal Subdivision | PHARO |
| Legal Lot Number | 8 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 41202 |
3973 Pharo Dr is owned and occupied by an individual.
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3973 PHARO DR, CINCINNATI, OH 45245-2239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3973 Pharo Dr was $1,705 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,705.00 | $44,030 Land $14,420 Building $29,610 | |
| 2024 | $125,800 (-) Land $41,200 Building $84,600 | ||
| 2023 | $4,379.00 (+293.44%) Homeowner's exemption | $44,030 (+58.04%) Land $14,420 Building $29,610 | $125,800 Land $41,200 Building $84,600 |
| 2022 | $1,113.00 Homeowner's exemption | $27,860 Land $9,100 Building $18,760 | |
| 2020 | $79,600 Land $26,000 Building $53,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3973 Pharo Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3973 Pharo Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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