Clermont County property record for 3963 Pharo Dr, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1954 |
| Lot Size | 0.27 acres (11,805 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $102,500 (Aug 2021) |
| Tax Bill | $1,805 (2025) |
| Deeds & Mortgages | Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-04.-006A |
| Primary APN | 41-42-04.-006A |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 11,805 sqft (0.27 acres) |
| View / Lot | Cul-de-sac |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 192 sqft |
| Patio Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3963 PHARO DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-2239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PHARO; LOT 6A |
| Legal Subdivision | PHARO |
| Legal Lot Number | 6A |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 41202 |
Source: Clermont County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3963 PHARO DR, CINCINNATI, OH 45245-2239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on Record |
| Deed Sale | Aug 20, 2021 · Amount on Record |
| Prior Sale | Jan 29, 1999 · Amount on Record |
| Deed Document Number | 202127290 |
| Deed Book / Page | 2891 / 5879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 20, 2021 |
| Property Address | 3963 PHARO DR, CINCINNATI, OH 45245-2239 |
| Document Number | 0000027290 |
| Book / Page | 2891 / 5879 |
| Map Reference | MB D PG 110 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 202100027290 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3963 PHARO DR, CINCINNATI, OH 45245-2239 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,805.00 (-49.41%) | $35,880 (-) Land $14,420 Building $21,460 | |
| 2024 | $102,500 (-) Land $41,200 Building $61,300 | ||
| 2023 | $3,568.00 (+93.39%) Homeowner's exemption | $35,880 (+18.93%) Land $14,420 Building $21,460 | $102,500 (+18.91%) Land $41,200 Building $61,300 |
| 2022 | $1,845.00 Homeowner's exemption | $30,170 Land $9,100 Building $21,070 | |
| 2020 | $86,200 Land $26,000 Building $60,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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