3973 Owl Ct, Merced, CA 95340 Property Records

Merced County property record for 3973 Owl Ct, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,350 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$653,500 (Oct 2019)
Tax Bill	$10,327 (2025)
Deeds & Mortgages	May 2022 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`231-190-018-000`

Property Details

APN / Parcel Number

Primary APN	`231-190-018-000`
Alternative APN	`231-190-018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,350 sqft Living Area
1st Floor Area	3,350 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Patio Area	592 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	231-190-018
Street Address	3973 OWL CT
City	MERCED
State	CA
Zip	95340-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANSIONETTE ESTATES UNIT 5 LOT 132
Legal Subdivision	MANSIONETTE ESTATE
Legal Lot Number	132
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1035
Census Tract	1801

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3973 OWL CT, MERCED, CA 95340-9602
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Intrafamily Transfer, Transfer
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 7, 2019	Grant Deed, Transfer · Conventional Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2019 · Amount on Record
Deed Sale	Oct 7, 2019 · Amount on Record
Deed Document Number	201932268
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	May 26, 2022
Property Address	3973 OWL CT, MERCED, CA 95340-9602
Document Number	0000020463
Map Reference	VOL 79 PG 35-37
Instrument Date	May 25, 2022
Instrument	2022020463
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3973 OWL CT, MERCED, CA 95340-9602

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3973 OWL CT, MERCED, CA 95340-9602
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3973 WOL CT, MERCED, CA 95340

Mortgage

Document Number	0000042195
Date	Sep 21, 2021
Instrument	2021042195

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3973 OWL CT, MERCED, CA 95340-9602
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020500
Date	Jun 24, 2020
Instrument	2020020500

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 7, 2019
Property Address	3973 OWL CT, MERCED, CA 95340-9602
Document Number	0000032268
Instrument Date	Jul 1, 2019
Instrument	32268
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$719.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3973 OWL CT MERCED CA 95340, MERCED, CA 95340

Mortgage

Document Number	32269
Date	Oct 7, 2019
Instrument	32269

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$761,914 (+2%) Land $78,084 Building $683,830
2025	$10,327.00 (+6.99%)	$746,975 (+4.04%) Land $76,553 Building $670,422
2023	$9,652.00 (+2.04%)	$717,971 Land $73,581 Building $644,390
2022	$9,459.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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