3955 Owl Ct, Merced, CA 95340 Property Records

Merced County property record for 3955 Owl Ct, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,555 sqft · built 2019
Lot Size	0.251 acres (10,928 sqft)
Owner	2 Company Names on Record
Last Sale	$585,000 (Sep 2019)
Tax Bill	$9,680 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`231-190-019-000`

Property Details

APN / Parcel Number

Primary APN	`231-190-019-000`
Alternative APN	`231-190-019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,555 sqft Living Area
1st Floor Area	2,555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	10,928 sqft (0.251 acres)
Garage Type	Attached
Garage Area	913 sqft
Parking Spaces	4 Parking Spaces
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	231-190-019
Street Address	3955 OWL CT
City	MERCED
State	CA
Zip	95340-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANSIONETTE ESTATES UNIT 5 LOT 133
Legal Subdivision	MANSIONETTE ESTATE
Legal Lot Number	133
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1035
Census Tract	1801

Owner

Source: Merced County records, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3955 OWL CT, MERCED, CA 95340-9602
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Apr 20, 2020	Correction Deed, Transfer NOT AVAILABLE
Apr 7, 2020	Quit Claim Deed, Transfer CITYWIDE HMS LNS
Jan 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR
Sep 9, 2019	Grant Deed, Transfer · Conventional Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	201928413
Last Transfer Date	Nov 18, 2024
Transfer Doc	0000028097
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3955 OWL CT, MERCED, CA 95340-9602
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3955 OWL CT, MERCED, CA 95340-9602

Mortgage

Document Number	0000029628
Date	Aug 26, 2020
Instrument	2020029628

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MERCED CA
Recording Date	Apr 20, 2020
Property Address	3955 OWL CT, MERCED, CA 95340-9602
Document Number	0000012733
Instrument Date	Apr 15, 2020
Instrument	12733
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3955 OWL CT MERCED CA 95340, MERCED, CA 95340

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Apr 7, 2020
Property Address	3955 OWL CT, MERCED, CA 95340-9602
Document Number	0000011553
Instrument Date	Mar 31, 2020
Instrument	11553
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3955 OWL CT MERCED CA 95340, MERCED, CA 95340

Mortgage

Document Number	11554
Date	Apr 7, 2020
Instrument	11554

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jan 14, 2020
Property Address	3955 OWL CT, MERCED, CA 95340-9602
Document Number	0000001461
Instrument Date	Jan 9, 2020
Instrument	1461
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3955 OWL CT MERCED CA 95340, MERCED, CA 95340

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3955 OWL CT, MERCED, CA 95340-9602
Document Number	0000000501
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3955 OWL CT MERCED CA 95343, MERCED, CA 95343

Mortgage

Document Number	0000000501
Date	Jan 7, 2020
Instrument	501

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 9, 2019
Property Address	3955 OWL CT, MERCED, CA 95340-9602
Document Number	0000028413
Instrument Date	Jul 1, 2019
Instrument	28413
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3955 OWL CT MERCED CA 95340, MERCED, CA 95340

Mortgage

Document Number	28414
Date	Sep 9, 2019
Instrument	28414

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,680.00 (+5.17%)	$695,555 (+4.04%) Land $76,553 Building $619,002
2024	$9,204.00 (+1.75%)
2023	$9,046.00 (+2.11%) Homeowner's exemption	$668,547 Land $73,581 Building $594,966
2022	$8,859.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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