St. Mary's County property record for 39720 Cecil Ave, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,786 sqft · built 2003 |
| Lot Size | 0.28 acres (12,213 sqft) |
| Owner | Individual Name on File |
| Last Sale | $436,000 (Oct 2012) |
| Tax Bill | $5,469 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 03-007103 |
| Primary APN | 03-007103 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,786 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,213 sqft (0.28 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 406 sqft |
| Deck Area | 160 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 007103 |
|---|---|
| Street Address | 39720 CECIL AVE |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | LOTS 1 TO 3 & PARCEL BLOCK 2 ST CLEMENT'S SHORES |
| Legal Subdivision | ST CLEMENTS SHORES |
| Legal Block | 2 |
| Legal Lot Number | 1-3 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 875400 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1412, LEONARDTOWN, MD 20650-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2012 · Amount on File |
| Deed Sale | Oct 11, 2012 · Amount on File |
| Prior Sale | Jan 5, 2000 · Amount on File |
| Deed Book / Page | 3790 / 267 |
| Transfer Doc | 0000001537 |
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $519,433 (+2.74%) | $547,100 (+8.21%) Land $304,900 Building $242,200 | |
| 2025 | $5,469.00 (+11.52%) Homeowner's exemption | $505,600 (+6.62%) Land $272,400 Building $233,200 | $505,600 (-) Land $272,400 Building $233,200 |
| 2023 | $4,904.00 Homeowner's exemption | $474,200 | $505,600 Land $272,400 Building $233,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2003–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLEMENTS SHORES serves 620 people · EPA ID MD0180012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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