39671 Cecil Ave, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 39671 Cecil Ave, Leonardtown, MD 20650 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,612 sqft · built 1982
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Aug 2020)
Tax Bill	$2,735 (2025)
Deeds & Mortgages	Aug 2020 Sale Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-004503`

Property Details

APN / Parcel Number

Primary APN	`03-004503`
Alternative APNs	`3004503` `004503`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,612 sqft Total Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,100 sqft (0.163 acres)
Deck Area	860 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	004503
Street Address	39671 CECIL AVE
City	LEONARDTOWN
State	MD
Zip	20650-2644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13, 14 & 15 BLOCK 10 SAINT CLEMENTS SHORES
Legal Subdivision	ST CLEMENT SHR
Legal Block	10
Legal Lot Number	13-15
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	4
Census Block	4017
Census Tract	875400

Owner

Source: St. Mary's County records · APN 03-004503

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39671 CECIL AVE, LEONARDTOWN, MD 20650-2644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2020	Grant Deed, Transfer BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC
Sep 19, 2019	Deed of Trust, Mortgage QUICKEN LNS
Sep 25, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2020 · Amount on Record
Deed Sale	Aug 06, 2020 · Amount on Record
Prior Sale	Jun 30, 1995 · Amount on Record
Deed Book / Page	5418 / 331
Transfer Doc	0018880291
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 06, 2020
Property Address	39671 CECIL AVE, LEONARDTOWN, MD 20650-2644
Document Number	0054180331
Book / Page	005418 / 000331
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39671 CECIL AVE LEONARDTOWN MD 20650, LEONARDTOWN, MD 20650

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	39671 CECIL AVE, LEONARDTOWN, MD 20650-2644
Document Number	0051770046
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39671 CECIL AVE LEONARDTOWN MD 20650, LEONARDTOWN, MD 20650

Mortgage

Document Number	0051770046
Date	Oct 04, 2019
Book Page	005177/000046

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	39671 CECIL AVE, LEONARDTOWN, MD 20650-2644
Document Number	0047440107
Book / Page	004744 / 000107
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39671 CECIL AVE LEONARDTOWN MD 20650, LEONARDTOWN, MD 20650

Mortgage

Document Number	0047440107
Date	Oct 12, 2017
Book Page	004744/000107

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 11, 2042

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,233 (+3.39%)	$270,900 (+10.17%) Land $103,100 Building $167,800
2025	$2,735.00 (+15.06%)	$245,900 (+9.83%) Land $92,800 Building $153,100	$245,900 (-) Land $92,800 Building $153,100
2023	$2,377.00	$223,900	$245,900 Land $92,800 Building $153,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378754004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2006, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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