3972 S Chinook Ln, Ormond Beach, FL 32174 Property Records

Volusia County property record for 3972 S Chinook Ln, Ormond Beach, FL 32174 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,138 sqft · built 1992
Owner	2 Individual Names on File
Tax Bill	$382 (2024)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3137-03-00-2030`

Property Details

APN / Parcel Number

Primary APN	`3137-03-00-2030`
Alternative APNs	`31133703002030` `5024245.0` `5024245`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,138 sqft Living Area
1st Floor Area	2,138 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	348 sqft
Patio Area	513 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	5024245.0
Old Parcel Number	31133703002030
Street Address	3972 S CHINOOK LN
City	ORMOND BEACH
State	FL
Zip	32174-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 203 HALIFAX PLANTATION PHASE I SEC B MB 42 PGS 40 TO 46INC PER OR 5283 PG 1814
Legal Range	31E
Legal Township	13S
Legal Section	37
Legal Subdivision	HALIFAX
Legal Phase	1
Legal Tract	3
Legal Lot Number	203
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1010
Census Tract	80102

Owner

Source: Volusia County records · APN 3137-03-00-2030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3972 S CHINOOK LN, ORMOND BEACH, FL 32174-9323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2004
Deed Sale	Mar 24, 2004
Prior Sale	Oct 11, 2001
Deed Document Number	2004-069410
Deed Book / Page	04738 / 03626
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3972 S CHINOOK LN, ORMOND BEACH, FL 32174-9323
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077190700
Date	Jul 11, 2019
Book Page	7719/0700
Instrument	2019-136354

Lender

Name	SUN TRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,314 (+5.99%)	$420,826 (-1.35%) Land $75,000 Building $345,826
2024	$382.00 (+4.09%)
2023	$367.00 (+6.69%) Homeowner's exemption	$246,554 (+3%)	$426,580 (+19.48%) Land $75,000 Building $351,580
2022	$344.00 Homeowner's exemption	$239,373	$357,023 Land $82,300 Building $274,723

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270801021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 124 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	About 1 in 334 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.