3963 S Chinook Ln, Ormond Beach, FL 32174 Property Records

Volusia County property record for 3963 S Chinook Ln, Ormond Beach, FL 32174 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,490 sqft · built 2001
Lot Size	0.563 acres (24,531 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Sep 2025)
Tax Bill	$6,900 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3137-03-00-2080`

Property Details

APN / Parcel Number

Primary APN	`3137-03-00-2080`
Alternative APNs	`31133703002080` `37133103002080` `5024296.0` `5024296`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,490 sqft Living Area
Gross Area	3,086 sqft
1st Floor Area	2,490 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,531 sqft (0.563 acres)
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	367 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	5024296
Street Address	3963 S CHINOOK LN
City	ORMOND BEACH
State	FL
Zip	32174-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 208 HALIFAX PLANTATION PHASE I SEC B MB 42 PGS 40-46 INC PER OR 4584 PG 4618 PER OR 6046 PGS 3242-3243 PER OR 6633 PG 4284 PER OR 7724 PG 0239 PER OR 7940 PG 1509 PER OR 8126 PG 3911 PER OR 8758 PG 2544
Legal Range	31E
Legal Township	13S
Legal Section	37
Legal Subdivision	HALIFAX PLANTATION
Legal Phase	1
Legal Tract	03
Legal Lot Number	208
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1010
Census Tract	80102

Owner

Source: Volusia County records · APN 3137-03-00-2080

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3963 S CHINOOK LN, ORMOND BEACH, FL 32174-9323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 05, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEXTMARK FCU
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Nov 10, 2020	Warranty Deed, Transfer AAA TITLE AGENCY AND ESCROW SERVICES I, AAA TITLE AGCY & ESCROW SVCS I
Jul 23, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Sep 28, 2021 · Amount on Record
Deed Document Number	2025179953
Deed Book / Page	8758 / 2544
Prior Transfer Date	Sep 19, 2011
Prior Transfer Doc	0066334284
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3963 S CHINOOK LN, ORMOND BEACH, FL 32174-9323
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3963 S CHINOOK LN, ORMOND BEACH, FL 32174-9323

Mortgage

Document Number	0082483019
Date	May 05, 2022
Book Page	8248/3019
Instrument	2022106429

Lender

Name	NEXTMARK FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2042

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 25, 2025
Property Address	3963 S CHINOOK LN, ORMOND BEACH, FL 32174-9323
Document Number	0087582544
Book / Page	8758 / 2544
Map Reference	MB 42 PG 40
Instrument Date	Sep 19, 2025
Instrument	2025179953
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	COLUMBIA TITLE RESEARCH, COLUMBIA TITLE RESEARCH CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 DIXIE HILL RD # RD408, RD408, FAIRFAX, VA 22030-9086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3963 S CHINOOK LN, ORMOND BEACH, FL 32174-9323

Mortgage

Document Number	0087582545
Date	Sep 25, 2025
Instrument	8758/2545

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 28, 2021
Property Address	3963 S CHINOOK LN, ORMOND BEACH, FL 32174-9323
Document Number	0081263911
Book / Page	8126 / 3911
Map Reference	MB 42 PG 40-46
Instrument Date	Sep 21, 2021
Instrument	2021-231838
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	COLUMBIA TITLE RESEARCH, COLUMBIA TITLE RESEARCH CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,289.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3963 S CHINOOK LN, ORMOND BEACH, FL 32174-9323

Mortgage

Document Number	81263912
Date	Sep 28, 2021
Instrument	8126/3912

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 10, 2020
Property Address	3963 S CHINOOK LN, ORMOND BEACH, FL 32174-9323
Document Number	0079401509
Book / Page	007940 / 001509
Instrument Date	Nov 06, 2020
Instrument	217979
Transaction Type	Transfer
Record Updated	Dec 02, 2020
Title Company	AAA TITLE AGENCY AND ESCROW SERVICES I, AAA TITLE AGCY & ESCROW SVCS I

Transaction

Amount	Amount Recorded
Tax	$2,708.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3963 S CHINOOK LN ORMOND BEACH FL 321749323, ORMOND BEACH, FL 32174-9323

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 23, 2019
Property Address	3963 S CHINOOK LN, ORMOND BEACH, FL 32174-9323
Document Number	0077240239
Book / Page	7724 / 0239
Map Reference	MB 42 PG 40-46
Instrument Date	Jul 19, 2019
Instrument	2019-144555
Transaction Type	Transfer
Record Updated	Jan 04, 2022
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,554.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3108 INISHMORE DR, 3108, ORMOND BEACH, FL 32174-2886

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3963 S CHINOOK LN, ORMOND BEACH, FL 32174-9323

Mortgage

Document Number	2019144556
Date	Jul 23, 2019
Instrument	2019-144556

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2034

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,126 (+12.16%) Land $75,000 Building $395,126	$470,126 (+1.56%) Land $75,000 Building $395,126
2025	$6,900.00 (+1.52%) Homeowner's exemption	$419,150 (+2.9%)	$462,897 (+1.17%) Land $75,000 Building $387,897
2024	$6,797.00 (+2.44%) Homeowner's exemption	$407,338 (+3.54%)	$457,525 (-1.59%) Land $75,000 Building $382,525
2023	$6,635.00 (+4.85%) Homeowner's exemption	$393,404 (+6.26%)	$464,931 (+25.58%) Land $75,000 Building $389,931
2022	$6,328.00 Homeowner's exemption	$370,214 Land $82,300 Building $287,914	$370,214 Land $82,300 Building $287,914

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270801021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 124 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	About 1 in 334 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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