3972 Miller's Xing, Saint Charles, MO 63304 Property Records

St. Charles County property record for 3972 Miller's Xing, Saint Charles, MO 63304 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 1997
Square Footage	3,627 sqft Living Area
Lot Size	16,553 sqft (0.38 acres)
Occupancy	Owner Occupied
Last Sale	$509,600 (2022)
Tax Bill	$5,223.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`A983000191`
Alternative APN	`3-0041-7722-00-0040.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	3,627 sqft Living Area
Gross Area	4,784 sqft Gross Area
1st Floor	2,099 sqft 1st Floor
Basement Area	2,023 sqft Basement
Finished Basement	1,528 sqft Finished
Unfinished Basement	495 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Lot Area	16,553 sqft (0.38 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	662 sqft Garage
Patio Area	260 sqft Patio
Porch	Open Porch
Porch Area	55 sqft Porch

Utilities and HVAC

Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	A983000191
Street Address	3972 MILLERS XING
City	SAINT CHARLES
State	MO
Zip	63304-7487
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TRAILS OF JACOBS SUMMIT LOT 40
Legal Subdivision	TRAILS OF JACOBS SUMMIT
Legal Lot Number	40
Jurisdiction	ST CHARLES MO
Minor Civil Division	HARVESTER
Census Blockgroup	1
Census Block	1006
Census Tract	311132

Owner

Source: St. Charles County records · APN A983000191

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3972 MILLERS XING, SAINT CHARLES, MO 63304-7487
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2022 · Amount on Record
Deed Sale	Jan 03, 2022 · Amount on Record
Prior Sale	Nov 02, 2004 · Amount on Record
Deed Doc Number	2022173
Record Refreshed	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 03, 2022
Property Address	3972 MILLERS XING, SAINT CHARLES, MO 63304-7487
Document Number	0000000173
Map Reference	MB 34 PG 86-89
Instrument Date	Dec 20, 2021
Instrument	2022R-000173
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3972 MILLERS XING, 3972, SAINT CHARLES, MO 63304-7487

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3972 MILLERS XING, SAINT CHARLES, MO 63304-7487

Mortgage

Document Number	0000000174
Date	Jan 03, 2022
Instrument	2022R-000174

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,862.00 (+12.23%)	$99,035 (+13.02%)	$521,237 (+13.02%) Land $99,000 Building $422,237
2024	$5,223.00
2023		$87,629
2022			$461,205 Land $77,000 Building $384,205

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.