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3966 Miller's Xing, Saint Charles, MO 63304 Property Records

St. Charles County property record for 3966 Miller's Xing, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,179 sqft · built 1997
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$217,245 (Jan 1998)
Tax Bill$5,864 (2025)
Deeds & MortgagesAug 2021 Sale
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APNA983000192

Property Details

APN / Parcel Number

Primary APNA983000192
Alternative APN
  • 3-0041-7722-00-0041.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,179 sqft Living Area
1st Floor Area2,179 sqft
Basement Area2,159 sqft
Finished Basement1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area376 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberA983000192
Old Parcel NumberA983000192
Street Address3966 MILLERS XING
CitySAINT CHARLES
StateMO
Zip63304-7487
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAD9
Legal DescriptionTRAILS OF JACOBS SUMMIT LOT 41
Legal Range04E
Legal Township46N
Legal SubdivisionTRAILS OF JACOBS SUMMIT
Legal Lot Number41
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1006
Census Tract311132

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3966 MILLERS XING, SAINT CHARLES, MO 63304-7487
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Beneficiary Deed, Transfer
Aug 5, 2021Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 1998 · Amount on Record
Deed SaleJan 9, 1998 · Amount on Record
Prior SaleOct 17, 1997
Deed Document Number1981
Deed Book / Page2017 / 1856
Record UpdatedJun 8, 2026

August 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateAug 5, 2021
Property Address3966 MILLERS XING, SAINT CHARLES, MO 63304-7487
Document Number0000065875
Map ReferenceMB 34 PG 86-89
Instrument DateAug 5, 2021
Instrument2021R-065875
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3966 MILLERS XING, SAINT CHARLES, MO 63304-7487

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address3966 MILLERS XING, SAINT CHARLES, MO 63304-7487

August 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateAug 5, 2021
Property Address3966 MILLERS XING, SAINT CHARLES, MO 63304-7487
Document Number0000065879
Map ReferenceMB 24 PG 2
Instrument DateAug 5, 2021
Instrument2021R-065879
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3966 MILLERS XING, SAINT CHARLES, MO 63304-7487

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,864.00 (+18.18%)$99,072 (+13.07%)$521,433 (+13.07%) Land $99,000 Building $422,433
2023$87,618 (+13.24%)
2022$4,962.00$77,373$461,149 (+13.24%) Land $77,000 Building $384,149
2021$407,224 Land $66,000 Building $341,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims26 (1979–2019)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
DSL		100 / 20

Cell Coverage

4G LTE only, no 5G reported

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