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3972 E Kemper Rd, Cincinnati, OH 45241 Property Records

Hamilton County property record for 3972 E Kemper Rd, Cincinnati, OH 45241 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,603 sqft · built 1969
Lot Size0.596 acres (25,962 sqft)
OwnerIndividual Name on File
Last Sale$309,000 (Oct 2023)
Tax Bill$3,830 (2025)
Deeds & MortgagesSep 2024 Mortgage
Oct 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN608-0028-0125-00

Property Details

APN / Parcel Number

Primary APN608-0028-0125-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,603 sqft Living Area
1st Floor Area1,603 sqft
Basement Area1,603 sqft
Finished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleConventional
Exterior MaterialBrick
Lot Area25,962 sqft (0.596 acres)
Lot Dimensions254 ft deep x 80 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area92 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3972 E KEMPER RD
CityCINCINNATI
StateOH
Zip45241-2166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE KEMPER RD 80 X 254.44 IRR LOT 1 SAND 2ND SUB
Legal SubdivisionSAND 2ND SUB
Legal Lot Number1
JurisdictionHAMILTON OH
Township / Civil DivisionSHARONVILLE
Census Block Group1
Census Block1008
Census Tract23001

Owner

Source: Hamilton County records · APN 608-0028-0125-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3972 E KEMPER RD, CINCINNATI, OH 45241-2166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 23, 2023Warranty Deed, Transfer · FHA Mortgage
PLAINS COMMERCE BANK
Jul 09, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 11, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 23, 2023 · Amount on Record
Deed SaleOct 23, 2023 · Amount on Record
Prior SaleJul 09, 2021 · Amount on Record
Deed Document Number0000075391
Deed Book / Page15027 / 1064
Record UpdatedJun 08, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3972 E KEMPER RD, CINCINNATI, OH 45241-2166
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3972 E KEMPER RD, CINCINNATI, OH 45241-2166

Mortgage

Document Number0000067341
DateSep 24, 2024
Book Page15257/1153
Instrument2024-0067341
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueOct 01, 2053

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 23, 2023
Property Address3972 E KEMPER RD, CINCINNATI, OH 45241-2166
Document Number0000075391
Book / Page15027 / 1064
Map ReferenceMB 19 PG 65&66
Instrument DateOct 17, 2023
Instrument2023-0075391
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyGRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$309.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3972 E KEMPER RD, CINCINNATI, OH 45241-2166

Mortgage

Document Number0000075392
DateOct 23, 2023
Instrument2023-0075392
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 09, 2021
Property Address3972 E KEMPER RD, CINCINNATI, OH 45241-2166
Document Number0000083633
Book / Page14455 / 1754
Map ReferenceMB 19 PG 65&66
Instrument DateJul 07, 2021
Instrument2021-0083633
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3972 E KEMPER RD, 3972, CINCINNATI, OH 45241-2166

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3972 E KEMPER RD, CINCINNATI, OH 45241-2166

Mortgage

Document Number0000083634
DateJul 09, 2021
Instrument2021-0083634
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateSep 11, 2020
Property Address3972 E KEMPER RD, CINCINNATI, OH 45241-2166
Document Number0000092461
Book / Page014251 / 002887
Instrument DateSep 03, 2020
Instrument92461
Transaction TypeTransfer
Record UpdatedNov 02, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3972 E KEMPER RD CINCINNATI OH 452412166, CINCINNATI, OH 45241-2166

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySharonville City
Unified School DistrictPrinceton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,830.00 (+17.16%)$80,500 (+%) Land $14,906 Building $65,594
2024$3,269.00 (-0.06%)$80,499 (-) Land $14,906 Building $65,593
2023$3,271.00 (+4.91%)$80,499 (+30.57%) Land $14,906 Building $65,593$230,000 (+30.57%) Land $42,590 Building $187,410
2022$3,118.00 Homeowner's exemption$61,653 Land $14,284 Building $47,369
2020$176,150 Land $40,810 Building $135,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610230011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1979–2022)
Claims Outside the SFHA2 of 10
Most Recent ClaimMay 2022, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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