Hamilton County property record for 3958 E Kemper Rd, Cincinnati, OH 45241
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,824 sqft · built 1941 |
| Lot Size | 1.01 acres (44,170 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,744 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2026 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 608-0028-0088-00 |
| Primary APN | 608-0028-0088-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,824 sqft Living Area |
| 1st Floor Area | 1,942 sqft |
| 2nd Floor Area | 882 sqft |
| Upper Floors Area | 882 sqft |
| Basement Area | 1,942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 44,170 sqft (1.01 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 98 sqft |
| Patio Area | 337 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3958 E KEMPER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45241-2166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEMPER RD 1.00 AC R2-T3-S19 SE |
| Legal Range | 02 |
| Legal Township | 03 |
| Legal Section | 19 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SHARONVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 23001 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3958 E KEMPER RD, CINCINNATI, OH 45241-2166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO |
| Apr 2, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 13, 2023 | Intrafamily Transfer, Transfer |
| Jun 13, 2023 | Transfer on Death Deed, Transfer |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI COMMONWEALTH BK |
| Aug 30, 2019 | Deed of Trust, Mortgage · Conventional with PMI COMMONWEALTH BK |
| Nov 20, 2018 | Deed of Trust, Mortgage · Conventional with PMI COMMONWEALTH BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 13, 2023 |
| Transfer Doc | 0000040281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3958 E KEMPER RD, CINCINNATI, OH 45241-2166 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000121267 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 14517/2632 |
| Instrument | 2021-0121267 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 2, 2026 |
| Property Address | 3958 E KEMPER RD, CINCINNATI, OH 45241-2166 |
| Document Number | 0000024516 |
| Book / Page | 15636 / 304 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202624516 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3958 E KEMPER RD, CINCINNATI, OH 45241-2166 |
| Document Number | 0000024516, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 15636/304 |
| Instrument | 202624516 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 13, 2023 |
| Property Address | 3958 E KEMPER RD, CINCINNATI, OH 45241-2166 |
| Document Number | 0000040281 |
| Book / Page | 14936 / 1375 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023-0040281 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3958 E KEMPER RD, CINCINNATI, OH 45241-2166 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 13, 2023 |
| Property Address | 3958 E KEMPER RD, CINCINNATI, OH 45241-2166 |
| Document Number | 0000040282 |
| Book / Page | 14936 / 1377 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023-0040282 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3958 E KEMPER RD, CINCINNATI, OH 45241-2166 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3958 E KEMPER RD, CINCINNATI, OH 45241-2166 |
| Document Number | 0000051511 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3958 E KEMPER RD CINCINNATI OH 452412166, CINCINNATI, OH 45241-2166 |
| Document Number | 0000051511 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 014181/000363 |
| Instrument | 51511 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3958 E KEMPER RD, CINCINNATI, OH 45241-2166 |
| Document Number | 0000076193 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3958 E KEMPER RD CINCINNATI OH 452412166, CINCINNATI, OH 45241-2166 |
| Document Number | 0000076193 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 013997/000079 |
| Instrument | 76193 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3958 E KEMPER RD, CINCINNATI, OH 45241-2166 |
| Document Number | 0000104779 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3958 E KEMPER RD CINCINNATI OH 452412166, CINCINNATI, OH 45241-2166 |
| Document Number | 0000104779 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 013804/000160 |
| Instrument | 104779 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Sharonville City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,744.00 (+16.62%) | $99,407 (+%) Land $19,456 Building $79,951 | |
| 2024 | $4,068.00 (+0.2%) | $99,406 (-) Land $19,456 Building $79,950 | |
| 2023 | $4,060.00 (+12.75%) | $99,406 (+39.91%) Land $19,456 Building $79,950 | $284,020 (+39.91%) Land $55,590 Building $228,430 |
| 2022 | $3,601.00 Homeowner's exemption | $71,051 Land $18,645 Building $52,406 | |
| 2020 | $203,000 Land $53,270 Building $149,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1979–2022) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | May 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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