3971 Gaffney Loop, Tallahassee, FL 32303 Property Records

Leon County property record for 3971 Gaffney Loop, Tallahassee, FL 32303

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 984 sqft · built 1992
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Dec 2023)
Tax Bill$1,777 (2025)
Deeds & MortgagesDec 2023 Second Mortgage
Dec 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-16-60-H-002-2

Property Details

APN / Parcel Number

Primary APN21-16-60-H-002-2
Alternative APNs
  • 21-16-60-00H-002.2
  • 2116202010000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area984 sqft Living Area
Gross Area1,023 sqft
1st Floor Area984 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleTownhouse
Exterior MaterialSiding
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
PorchFinished/Open Porch
Porch Area15 sqft
Utility Building24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3971 GAFFNEY LOOP
CityTALLAHASSEE
StateFL
Zip32303-1216
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMR1
Legal DescriptionSETTLERS CREEK ADDITION LOT 2 UNIT C BLOCK H OR 1582/1768 2000/964
Legal Range1W
Legal Township1N
Legal Section16
Legal SubdivisionSETTLERS CREEK ADDITION
Legal BlockH
Legal Lot Number2
JurisdictionLEON FL
Township / Civil DivisionNORTHWEST LEON
Census Block Group3
Census Block3005
Census Tract2205

Owner

Source: Leon County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3971 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1216
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FLORIDA HOUSING FINANCE CORP
Dec 14, 2023Deed of Trust, Mortgage · FHA Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Nov 7, 2025Deed of Trust, Mortgage · Partial Claim Mortgage
OUTAMATION INC
Oct 12, 2020Warranty Deed, Transfer · Conventional Mortgage
CAPITAL CITY HOME LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2023 · Amount on Record
Deed SaleDec 14, 2023 · Amount on Record
Prior SaleOct 12, 2020 · Amount on Record
Deed Document Number202366710
Deed Book / Page5910 / 84
Prior Transfer DateApr 7, 1997
Prior Transfer Doc0020000964
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEON FL
Property Address3971 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1216
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3971 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1216

Mortgage

Document Number0059100100
DateDec 14, 2023
Book Page5910/100
Instrument20230066712
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEON FL
Property Address3971 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1216
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1268 CONSERVANCY DR E, TALLAHASSEE, FL 32312-6743

Mortgage

Document Number0059100086
DateDec 14, 2023
Book Page5910/86
Instrument20230066711
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP
TypeMortgage Company
AddressANN ARBOR, MI 48108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEON FL
Property Address3971 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1216
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3971 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1216

Mortgage

Document Number0061141455
DateNov 7, 2025
Book Page6114/1455
Instrument20250061152
Lender
NameOUTAMATION INC
TypeNon-Lending Institution
AddressFORT LAUDERDALE, FL 33323
Agreement
TypePartial Claim Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEON FL
Recording DateOct 12, 2020
Property Address3971 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1216
Document Number0054991385
Book / Page5499 / 1385
Map ReferenceMB 10 PG 68
Instrument DateOct 9, 2020
Instrument20200059137
Transaction TypeTransfer
Record UpdatedFeb 15, 2022
Title CompanyHAYWARD TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$693.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3401 WESTGROVE, 3401, TALLAHASSEE, FL 32312-5015

Transferred To (Grantee/Buyer)

NameVerified Name
Address3971 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1216

Mortgage

Document Number0054991387
DateOct 12, 2020
Instrument5499/1387
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Leon County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLeon County
MunicipalityTallahassee City
Unified School DistrictLeon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,777.00 (+87.25%)$136,069 (+17.46%)$141,872 (+22.47%) Land $35,000 Building $106,872
2023$949.00 (+8.46%) Homeowner's exemption$115,843 (+29.71%) Land $30,000 Building $85,843$115,843 (+11.58%) Land $30,000 Building $85,843
2022$875.00 Homeowner's exemption$89,308$103,825 Land $25,000 Building $78,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TALLAHASSEE
serves 200,480 people · EPA ID FL1370655
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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