3964 Gaffney Loop, Tallahassee, FL 32303 Property Records

Leon County property record for 3964 Gaffney Loop, Tallahassee, FL 32303

Property Summary

Property Type	Townhouse
Details	984 sqft · built 1992
Lot Size	0.05 acres (2,178 sqft)
Owner	Owner Name on File
Last Sale	$117,500 (Oct 2006)
Tax Bill	$539 (2025)
Deeds & Mortgages	Dec 2024 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-16-60-F-004-2`

Property Details

APN / Parcel Number

Primary APN	`21-16-60-F-004-2`
Alternative APN	`2116202010000`

Interior

Stories	1 Story
Building Area	984 sqft Heated Area
Gross Area	1,023 sqft
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Exterior Material	Concrete Block
Foundation Type	Pier/Post & Beam
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)

Exterior Amenities

Porch	Porch
Porch Area	15 sqft
Fence	Fence
Utility Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	2116202010000
Old Parcel Number	211660F0042
Street Address	3964 GAFFNEY LOOP
City	TALLAHASSEE
State	FL
Zip	32303-1214
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SETTLERS CREEK ADDITION LOT 4 UNIT C BLOCK F OR 1841/1544
Legal Range	01W
Legal Township	01N
Legal Section	16
Legal Subdivision	SETTLERS CREEK ADDITION
Legal Block	F
Legal Lot Number	4
Legal Unit	C
Jurisdiction	LEON FL
Township / Civil Division	NORTHWEST LEON
Census Block Group	3
Census Block	3001
Census Tract	2205

Owner

The current owner of 3964 Gaffney Loop bought it in October 2006.

Source: Leon County records, as of December 15, 2025

Owner of Record	Owner Name on File
Mailing Address	3964 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1214
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2006 · Amount on File
Deed Sale	Oct 26, 2006 · Amount on File
Prior Sale	May 11, 2004 · Amount on File
Deed Document Number	20060101375
Deed Book / Page	3603 / 1894
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEON FL
Property Address	3964 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1214
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1214

Mortgage

Document Number	0060101158
Date	Dec 2, 2024
Book Page	6010/1158
Instrument	20240064291

Lender

Name	FIRST COMMERCE CU
Type	Credit Union
Address	TALLAHASSEE, FL 32314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	72 Months
Due	Dec 10, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 3964 Gaffney Loop was $539 with a homeowner's exemption.

Source: Leon County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Leon County
Municipality	Tallahassee City
Unified School District	Leon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$539.00 Homeowner's exemption	$141,602 Land $35,000 Building $106,602	$141,602 Land $35,000 Building $106,602
2023	$525.00 (+4.79%) Homeowner's exemption	$115,573 (+106.65%) Land $30,000 Building $85,573	$115,573 (+11.61%) Land $30,000 Building $85,573
2022	$501.00 Homeowner's exemption	$55,927	$103,555 Land $25,000 Building $78,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3964 Gaffney Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3964 Gaffney Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALLAHASSEE serves 200,480 people · EPA ID FL1370655
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20