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3971 Consaul Rd, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 3971 Consaul Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,632 sqft · built 1965
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Aug 2017)
Tax Bill$7,796 (2026)
Deeds & MortgagesAug 2021 Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN422400 60.16-1-8

Property Details

APN / Parcel Number

Primary APN422400 60.16-1-8
Alternative APN
  • 240006001600010080000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,632 sqft Living Area
1st Floor Area782 sqft
2nd Floor Area850 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions170 ft deep x 120 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area306 sqft
Patio Area280 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3971 CONSAUL RD
CitySCHENECTADY
StateNY
Zip12304-2415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block1
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group2
Census Block2027
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3971 CONSAUL RD, SCHENECTADY, NY 12304-2415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Aug 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Aug 6, 2021Intrafamily Transfer, Transfer
QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW
Aug 15, 2017Warranty Deed, Transfer · Conventional Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2017 · Amount on Record
Deed SaleAug 15, 2017 · Amount on Record
Prior SaleSep 3, 2009 · Amount on Record
Deed Document Number201736873
Deed Book / Page1969 / 261
Last Transfer DateJun 21, 2021
Transfer Doc0000037984
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3971 CONSAUL RD, SCHENECTADY, NY 12304-2415
Transaction TypeMortgage
Record UpdatedMay 30, 2022
Title CompanyQUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address3971 CONSAUL RD, SCHENECTADY, NY 12304-2415

Mortgage

Document Number0000038238
DateAug 9, 2021
Book Page5128/951
Instrument202138238
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3971 CONSAUL RD, SCHENECTADY, NY 12304-2415
Transaction TypeMortgage
Record UpdatedMay 30, 2022
Title CompanyQUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address3971 CONSAUL RD, SCHENECTADY, NY 12304-2415

Mortgage

Document Number0000038237
DateAug 9, 2021
Book Page5128/933
Instrument202138237
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateAug 6, 2021
Property Address3971 CONSAUL RD, SCHENECTADY, NY 12304-2415
Document Number0000037984
Book / Page2064 / 319
Instrument DateJun 21, 2021
Instrument202137984
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanyQUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3971 CONSAUL RD, SCHENECTADY, NY 12304-2415

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 15, 2017
Property Address3971 CONSAUL RD, SCHENECTADY, NY 12304-2415
Document Number0000036873
Book / Page1969 / 261
Instrument DateAug 10, 2017
Instrument201736873
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,160.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3971 CONSAUL RD, 3971, SCHENECTADY, NY 12304-2415

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 BERYL WAY, WATERVLIET, NY 12189-2978

Mortgage

Document Number0000036876
DateAug 15, 2017
Book Page4781/242
Instrument201736876
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,796.00 (+2.88%)
2025$7,578.00$225,000 (-) Land $37,800 Building $187,200$333,300 (+17.03%) Land $55,994 Building $277,306
2023$225,000 Land $37,800 Building $187,200$284,800 Land $47,846 Building $236,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber		980 / 880

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