3970 Consaul Rd, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 3970 Consaul Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,414 sqft · built 1959
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Last Sale$209,000 (Sep 2005)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN422400 60.16-1-12

Property Details

APN / Parcel Number

Primary APN422400 60.16-1-12
Alternative APN
  • 240006001600010120000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,414 sqft Living Area
1st Floor Area1,120 sqft
Upper Floors Area294 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialBrick
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions150 ft deep x 120 ft wide
Garage TypeAttached
Garage Area392 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area24 sqft
PorchPorch
Porch Area144 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3970 CONSAUL RD
CitySCHENECTADY
StateNY
Zip12304-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block1
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3007
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3970 CONSAUL RD, SCHENECTADY, NY 12304-2416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEFCU
Aug 28, 2020Deed of Trust, Mortgage · Conventional with PMI
SEFCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2005 · Amount on Record
Deed SaleSep 19, 2005 · Amount on Record
Deed Book / Page1715 / 869
Prior Transfer DateJun 17, 2005
Prior Transfer Doc1709000755
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3970 CONSAUL RD, SCHENECTADY, NY 12304-2416
Document Number0000027920
Instrument DateAug 28, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyRAVIN TITLE & CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 S LAKE AVE ALBANY NY 122031102, ALBANY, NY 12203-1102

Mortgage

Document Number0000027920
DateSep 18, 2020
Book Page005021/000847
Instrument27920
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3970 CONSAUL RD, SCHENECTADY, NY 12304-2416
Document Number0000027918
Instrument DateAug 28, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyRAVIN TITLE & CLOSING SVCS LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 S LAKE AVE #2 ALBANY NY 122031102, 2, ALBANY, NY 12203-1102

Mortgage

Document Number0000027918
DateSep 18, 2020
Book Page005021/000831
Instrument27918
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 17, 2050

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$225,000 (-) Land $34,200 Building $190,800$333,300 (+17.03%) Land $50,662 Building $282,638
2023$225,000 Land $34,200 Building $190,800$284,800 Land $43,290 Building $241,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880

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