Missoula County property record for 3970 Rainbow Bend Dr, Bonner, MT 59823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,441 sqft · built 2023 |
| Lot Size | 3.36 acres (146,362 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,500 (May 2005) |
| Tax Bill | $8,018 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R0469012 |
| Primary APN | R0469012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,441 sqft Living Area |
| Gross Area | 3,117 sqft |
| 1st Floor Area | 2,441 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 146,362 sqft |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 16 sqft |
| Deck Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0002146203 |
|---|---|
| Street Address | 3970 RAINBOW BEND DR |
| City | BONNER |
| State | MT |
| Zip | 59823-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S02, T13 N, R17 W, C.O.S. 3490, PARCEL A, INCL POR B IN SW4 & NW4 11-13-17 |
| Legal Range | 17W |
| Legal Township | 13N |
| Legal Section | 02 |
| Legal Subdivision | CERTIFICATE/SURV 3490 PTN B |
| Legal Block | 2 |
| Legal Lot Number | A |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1402 |
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3970 RAINBOW BEND DR, BONNER, MT 59823-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2005 · Amount on Record |
| Deed Sale | May 10, 2005 · Amount on Record |
| Deed Document Number | 200510853 |
| Deed Book / Page | 752 / 154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 3970 RAINBOW BEND DR, BONNER, MT 59823-9502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2205 S WHITETAIL CROSSING CT, COEUR D ALENE, ID 83814-5020 |
| Document Number | 0011260389 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 1126/389 |
| Instrument | 202604326 |
| Name | FIRST SECURITY BANK OF MISSOULA |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Potomac Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,113,400 (-) Land $359,056 Building $754,344 | $1,113,400 (-) Land $359,056 Building $754,344 | |
| 2025 | $8,018.00 (+8.97%) | $1,113,400 (+453.43%) Land $359,056 Building $754,344 | $1,113,400 (+453.43%) Land $359,056 Building $754,344 |
| 2024 | $7,358.00 (+299.67%) | ||
| 2023 | $1,841.00 | $201,180 | $201,180 Land $201,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 80% of Montana |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITEWATER PARK ASSOC BONNER private · serves 25 people · EPA ID MT0001865 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 40 / 5 |
4G LTE (outdoors only), no 5G reported
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