3758 Rainbow Bend Dr, Bonner, MT 59823 Property Records

Missoula County property record for 3758 Rainbow Bend Dr, Bonner, MT 59823

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,996 sqft · built 2005
Lot Size	2.01 acres (87,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,400 (Feb 2019)
Tax Bill	$7,933 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0494041`

Property Details

APN / Parcel Number

Primary APN	`R0494041`
Alternative APNs	`04-2202-11-1-01-03-0000` `0005877305` `5877305`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,996 sqft Living Area
Gross Area	4,644 sqft
1st Floor Area	2,048 sqft
Upper Floors Area	948 sqft
Basement Area	1,648 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,991 sqft
Terrain	Wooded
View / Lot	Rural
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	272 sqft
Deck Area	270 sqft
Lean-To	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0005877305
Street Address	3758 RAINBOW BEND DR
City	BONNER
State	MT
Zip	59823-9593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S11, T13 N, R17 W, C.O.S. 5982, PARCEL 3, 2.02 AC
Legal Range	17W
Legal Township	13N
Legal Section	11
Legal Subdivision	CERTIFICATE/SURV 3490
Legal Tract	3
Legal Block	2
Legal Lot Number	E
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	2
Census Block	2003
Census Tract	1402

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3180 ROMANESQUE ART AVE, HENDERSON, NV 89044-0390
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR NATIONAL BANK
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage MONTANA EDUCATORS CU
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK
Sep 18, 2019	Deed of Trust, Mortgage MAIN STREET BK
Feb 27, 2019	Warranty Deed, Transfer · Conventional Mortgage MAIN STREET BANK
Dec 5, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Deed Document Number	20192625
Deed Book / Page	1009 / 360
Prior Transfer Date	Oct 10, 2007
Prior Transfer Doc	0008070237
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	3758 RAINBOW BEND DR, BONNER, MT 59823-9593
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	INSURED TITLE, INSURED TITLES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010500526
Date	Feb 25, 2021
Book Page	1050/526
Instrument	202104996

Lender

Name	SUPERIOR NATIONAL BANK
Address	HANCOCK, MI 49930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	3758 RAINBOW BEND DR, BONNER, MT 59823-9593
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009811225
Date	Jun 26, 2017
Book Page	981/1225
Instrument	201712567

Lender

Name	MONTANA EDUCATORS CU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	3758 RAINBOW BEND DR, BONNER, MT 59823-9593
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010310230
Date	May 27, 2020
Book Page	1031/230
Instrument	202010000

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	3758 RAINBOW BEND DR, BONNER, MT 59823-9593
Document Number	0010181189
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3758 RAINBOW BEND DR BONNER MT 598239593, BONNER, MT 59823-9593

Mortgage

Document Number	0010181189
Date	Sep 19, 2019
Book Page	001018/001189
Instrument	16054

Lender

Name	MAIN STREET BK
Type	Bank
Address	BINGHAM FARMS, MI 48025

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Feb 27, 2019
Property Address	3758 RAINBOW BEND DR, BONNER, MT 59823-9593
Document Number	0010090360
Book / Page	1009 / 0360
Instrument Date	Feb 26, 2019
Instrument	201902625
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	INSURED TITLES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3180 ROMANESQUE ART AVE, HENDERSON, NV 89044-0390

Mortgage

Document Number	201902626
Date	Feb 27, 2019
Instrument	201902626

Lender

Name	MAIN STREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Dec 5, 2018
Property Address	3758 RAINBOW BEND DR, BONNER, MT 59823-9593
Document Number	0010060580
Book / Page	001006 / 000580
Instrument Date	Dec 5, 2018
Instrument	21364
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5208 CATTLE DR MISSOULA MT 598085246, MISSOULA, MT 59808-5246

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Potomac Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,089,200 (-) Land $223,548 Building $865,652	$1,089,200 (-) Land $223,548 Building $865,652
2025	$7,933.00 (-1.28%)	$1,089,200 (+21.51%) Land $223,548 Building $865,652	$1,089,200 (+21.51%) Land $223,548 Building $865,652
2024	$8,036.00 (+0.07%)
2023	$8,030.00	$896,400	$896,400 Land $154,754 Building $741,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 84% of Montana
Wildfire Likelihood	0.7% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER PARK ASSOC BONNER private · serves 25 people · EPA ID MT0001865
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	40 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

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