3970 Prospect Rd, Street, MD 21154 Property Records

Harford County property record for 3970 Prospect Rd, Street, MD 21154

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,386 sqft · built 1997
Lot Size	3.89 acres (169,448 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (May 2011)
Tax Bill	$6,794 (2025)
Flood Zone	Zone X (minimal risk)
APN	`05-055431`

Property Details

APN / Parcel Number

Primary APN	`05-055431`
Alternative APNs	`5055431` `055431`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,386 sqft Total Area
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	169,448 sqft (3.89 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	663 sqft
Porch	Slab
Porch Area	546 sqft
Deck Area	840 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	055431
Street Address	3970 PROSPECT RD
City	STREET
State	MD
Zip	21154-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 4 3.898 AC 3970 PROSPECT ROAD LD M EVANS PT 81/53
Legal Subdivision	EVANS M
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	3
Census Block	3006
Census Tract	305100

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3970 PROSPECT RD, STREET, MD 21154-1516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2011 · Amount on Record
Deed Sale	May 17, 2011 · Amount on Record
Prior Sale	May 17, 2011 · Amount on Record
Deed Book / Page	9178 / 195
Transfer Doc	0000000446
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$727,967 (+23.12%)	$783,000 (+26.72%) Land $134,400 Building $648,600
2025	$6,794.00 (+9.35%)
2023		$591,267	$617,900 Land $124,400 Building $493,500
2022	$6,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1984–2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Intermediate Holdings Fiber	1,000 / 1,000
Armstrong Holdings Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20