Harford County property record for 3964 Prospect Rd, Street, MD 21154
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 2,158 sqft · built 1853 |
| Lot Size | 6.91 acres (301,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Oct 1995) |
| Tax Bill | $2,722 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-055482 |
| Primary APN | 05-055482 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,158 sqft Total Area |
| Basement Area | 2,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1853 |
|---|---|
| Effective Year Built | Effective 1853 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 301,000 sqft (6.91 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 144 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 055482 |
|---|---|
| Street Address | 3964 PROSPECT RD |
| City | STREET |
| State | MD |
| Zip | 21154-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | LT 8 6.910 AC 3964 PROSPECT ROAD LD M EVANS PT 81/53 |
| Legal Subdivision | EVANS M |
| Legal Lot Number | 8 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 305100 |
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3964 PROSPECT RD, STREET, MD 21154-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 1995 · Amount on Record |
| Deed Sale | Oct 27, 1995 · Amount on Record |
| Deed Document Number | 1995156 |
| Deed Book / Page | 2305 / 576 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3964 PROSPECT RD, STREET, MD 21154-1516 |
| Document Number | 0133440109 |
| Instrument Date | Apr 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3964 PROSPECT RD STREET MD 211541516, STREET, MD 21154-1516 |
| Document Number | 0133440109 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 013344/000109 |
| Name | JACOBSON FAMILY TRUST (PT) |
|---|---|
| Address | 595 IDYLWOOD DR SE, SALEM, OR 97302-3901 |
| Amount | Amount Recorded |
|---|
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,633 (+17.93%) | $298,800 (+22.31%) Land $117,900 Building $180,900 | |
| 2025 | $2,722.00 (+5.34%) | ||
| 2023 | $237,967 | $244,300 Land $107,900 Building $136,400 | |
| 2022 | $2,584.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1984–2006) |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Holdings Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: IQ Fiber Intermediate Holdings.
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