Lewis And Clark County property record for 3970 Kai Ct, Helena, MT 59602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,102 sqft · built 2005 |
| Lot Size | 1.31 acres (57,107 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,677 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Dec 2019 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R0532794 |
| Primary APN | R0532794 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,102 sqft Living Area |
| 1st Floor Area | 1,814 sqft |
| Attic | Attic |
| Attic Area | 288 sqft |
| Basement Area | 1,715 sqft |
| Finished Basement | 1,715 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 57,107 sqft (1.31 acres) |
| Terrain | Rolling |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 392 sqft |
| Deck Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000035151 |
|---|---|
| Street Address | 3970 KAI CT |
| City | HELENA |
| State | MT |
| Zip | 59602-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANYON FERRY CROSSING SUBDPHASE 1, S02, T10 N, R01 W, LOT 19, PHASE I COS #583497/S |
| Legal Subdivision | CANYON FERRY CROSSING SUBD PHASE 1 |
| Legal Lot Number | 19 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | WOLF CREEK |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 300 |
3970 Kai Ct is owned and occupied by an individual who acquired it in November 2012.
Source: Lewis And Clark County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3970 KAI CT, HELENA, MT 59602-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF HELENA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2012 |
| Deed Sale | Nov 16, 2012 |
| Deed Document Number | 20123231795 |
| Deed Book / Page | 46 / 1252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 3970 KAI CT, HELENA, MT 59602-9761 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M61/1535 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | M61/1535 |
| Instrument | 3399622 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | May 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 3970 KAI CT, HELENA, MT 59602-9761 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST MONTANA LAND TITLE CO |
| Name | Verified Name |
|---|
| Document Number | M56/3716 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | M56/3716 |
| Instrument | 3347080 |
| Name | VALLEY BANK OF HELENA |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2035 |
The 2026 property tax bill for 3970 Kai Ct was $2,677.
Source: Lewis And Clark County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Unified School District | East Helena K-12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,677.00 | $582,700 | |
| 2025 | $582,700 Land $155,407 Building $427,293 | ||
| 2023 | $4,993.00 | $549,700 | $549,700 Land $111,583 Building $438,117 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3970 Kai Ct in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3970 Kai Ct is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Montana Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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