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3970 Harlock Rd, Melbourne, FL 32934 Property Records

Brevard County property record for 3970 Harlock Rd, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,299 sqft · built 2004
Lot Size1.86 acres (81,457 sqft)
OwnerIndividual Name on Record
Last Sale$741,000 (Jun 2023)
Tax Bill$9,378 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-36-02-00-320

Property Details

APN / Parcel Number

Primary APN27-36-02-00-320
Alternative APNs
  • 27-36-02-00-00320.0-0000.00
  • 2700455

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,299 sqft Living Area
Gross Area5,306 sqft
1st Floor Area2,299 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area81,457 sqft
View / LotHighway
Garage TypeAttached
Garage Area2,319 sqft
PorchFinished/Open Porch
Porch Area688 sqft
Deck Area1,090 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2700455
Street Address3970 HARLOCK RD
CityMELBOURNE
StateFL
Zip32934-8411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeREU
Legal DescriptionPART OF NW 1/4 OF NW 1/4 W OF HARLOCK RD & PART OF NE 1/4 OF NE 1/4 OF SEC 3 E OF I-95 AS DES IN ORB 2254 PG 1886 PAR 19 IN SEC 3
Legal Range36E
Legal Township27S
Legal Section02
Legal Block320
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group1
Census Block1004
Census Tract64126

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3970 HARLOCK RD, MELBOURNE, FL 32934-8411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2023 · Amount on Record
Deed SaleJun 6, 2023 · Amount on Record
Prior SaleFeb 15, 2002 · Amount on Record
Deed Document Number2023117065
Deed Book / Page9806 / 2527
Prior Transfer DateJan 28, 2004
Prior Transfer Doc0000029868
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 6, 2023
Property Address3970 HARLOCK RD, MELBOURNE, FL 32934-8411
Document Number0098062527
Book / Page9806 / 2527
Instrument DateMay 24, 2023
Instrument2023117065
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,187.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3970 HARLOCK RD, MELBOURNE, FL 32934-8411

Transferred To (Grantee/Buyer)

NameVerified Name
Address3970 HARLOCK RD, MELBOURNE, FL 32934-8411

Mortgage

Document Number0098062529
DateJun 6, 2023
Instrument9806/2529
Lender
NameDYBN FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$580,740 (+2.7%)$582,070 (+2.93%)
2025$9,378.00 (+133.46%) Homeowner's exemption$565,480 (+113.62%) Land $127,990 Building $437,490$565,480 (-0.55%) Land $127,990 Building $437,490
2023$4,017.00 (+6.16%) Homeowner's exemption$264,710 (+3%)$568,610 (+6.67%) Land $127,990 Building $440,620
2022$3,784.00 Homeowner's exemption$257,000$533,050 Land $121,370 Building $411,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 143 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims27 (1984–2019)
Claims Outside the SFHA16 of 27
Most Recent ClaimAug 2019 · other causes
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 12 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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