3785 Harlock Rd, Melbourne, FL 32934 Property Records

Brevard County property record for 3785 Harlock Rd, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,978 sqft · built 1994
Lot Size2.06 acres (90,169 sqft)
Owner2 Individual Names on Record
Tax Bill$3,610 (2025)
Deeds & MortgagesApr 2022 Mortgage
Feb 2020 Sale & Line of Credit
Flood ZoneZone A (high risk)
APN27-36-02-00-303

Property Details

APN / Parcel Number

Primary APN27-36-02-00-303
Alternative APNs
  • 27-36-02-00-00303.0-0000.00
  • 2700438

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,978 sqft Living Area
Gross Area2,809 sqft
1st Floor Area1,978 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area90,169 sqft
Garage TypeAttached
Garage Area441 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area390 sqft
Deck Area510 sqft
Pole Barn672 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2700438
Street Address3785 HARLOCK RD
CityMELBOURNE
StateFL
Zip32934-8425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeREU
Legal DescriptionPART OF NW 1/4 OF NW 1/4 LYING E OF HARLOCK RD AS DES IN ORB 2207 PG 2821
Legal Range36E
Legal Township27S
Legal Section02
Legal Block303
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group1
Census Block1004
Census Tract64126

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3785 HARLOCK RD, MELBOURNE, FL 32934-8425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
PREMIER MORTGAGE RESOURCES LLC
Feb 20, 2020Grant Deed, Transfer · Line of Credit
NORTHWEST FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 1993
Deed SaleAug 9, 1993
Deed Book / Page3313 / 1098
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3785 HARLOCK RD, MELBOURNE, FL 32934-8425
Transaction TypeMortgage
Record UpdatedApr 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3785 HARLOCK RD, MELBOURNE, FL 32934-8425

Mortgage

Document Number0094771289
DateApr 15, 2022
Book Page9477/1289
Instrument2022095522
Lender
NamePREMIER MORTGAGE RESOURCES LLC
TypeMortgage Company
AddressPORTLAND, OR 97209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBREVARD FL
Recording DateFeb 20, 2020
Property Address3785 HARLOCK RD, MELBOURNE, FL 32934-8425
Document Number0086701118
Book / Page008670 / 001118
Instrument DateFeb 10, 2020
Instrument41821
Transaction TypeTransfer
Record UpdatedApr 10, 2020
Title CompanyFEDERAL TITLE, FEDERAL TITLE INS AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,605.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3785 HARLOCK RD MELBOURNE FL 329348425, MELBOURNE, FL 32934-8425

Mortgage

Document Number86701096
DateFeb 20, 2020
Book Page008670/001096
Instrument41819
Lender
NameNORTHWEST FCU
TypeCredit Union
AddressHERNDON, VA 20170
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 19, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,660 (+2.7%)$586,530 (+5.14%)
2025$3,610.00 (+8.21%) Homeowner's exemption$239,210 (+5.99%)$557,850 (-2.15%)
2023$3,336.00 (+6.38%) Homeowner's exemption$225,700 (+3%)$570,120 (+3.26%) Land $279,450 Building $290,670
2022$3,136.00 Homeowner's exemption$219,130$552,140 Land $264,960 Building $287,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 143 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims27 (1984–2019)
Claims Outside the SFHA16 of 27
Most Recent ClaimAug 2019 · other causes
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 12 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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