3970 Hamblen Dr, Cincinnati, OH 45255 Property Records

Clermont County property record for 3970 Hamblen Dr, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,631 sqft · built 1954
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (May 2022)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-32-16A-128`

Property Details

APN / Parcel Number

Primary APN	`41-32-16A-128`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,631 sqft Living Area
1st Floor Area	888 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Cul-de-sac
Garage Type	Mixed
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	288 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Solar
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3970 HAMBLEN DR
City	CINCINNATI
State	OH
Zip	45255-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1002
Census Tract	41404

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3970 HAMBLEN DR, CINCINNATI, OH 45255-4802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Aug 7, 2002 · Amount on Record
Deed Document Number	202213880
Deed Book / Page	2920 / 1380
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	May 20, 2022
Property Address	3970 HAMBLEN DR, CINCINNATI, OH 45255-4802
Document Number	0000013880
Book / Page	2920 / 1380
Instrument Date	May 19, 2022
Instrument	202200013880
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3970 HAMBLEN DR, CINCINNATI, OH 45255-4802

Mortgage

Document Number	0000013881
Date	May 20, 2022
Instrument	202200013881

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00 (-49.4%)	$50,750 (-) Land $5,670 Building $45,080
2024			$145,000 (-) Land $16,200 Building $128,800
2023	$5,047.00 (+172.37%) Homeowner's exemption	$50,750 (+25.09%) Land $5,670 Building $45,080	$145,000 (+25.11%) Land $16,200 Building $128,800
2022	$1,853.00 Homeowner's exemption	$40,570 Land $4,520 Building $36,050
2020			$115,900 Land $12,900 Building $103,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20