3986 Hamblen Dr, Cincinnati, OH 45255 Property Records

Clermont County property record for 3986 Hamblen Dr, Cincinnati, OH 45255

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1950
Lot Size0.305 acres (13,299 sqft)
OwnerIndividual Name on Record
Last Sale$86,000 (Jan 2007)
Tax Bill$1,731 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jan 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-32-16A-122

Property Details

APN / Parcel Number

Primary APN41-32-16A-122

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area13,299 sqft (0.305 acres)
View / LotCul-de-sac
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area384 sqft
Shed1 Shed
Shed Area81 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3986 HAMBLEN DR
CityCINCINNATI
StateOH
Zip45255-4802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTAYLOR MILITARY SURVEY NO 637
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1002
Census Tract41404

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3986 HAMBLEN DR, CINCINNATI, OH 45255-4802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jan 20, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 31, 2007Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2007 · Amount on Record
Deed SaleJan 9, 2007 · Amount on Record
Deed Document Number2007775
Deed Book / Page2033 / 1442
Last Transfer DateJan 12, 2021
Transfer Doc0000002108
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address3986 HAMBLEN DR, CINCINNATI, OH 45255-4802
Transaction TypeMortgage
Record UpdatedApr 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031554
DateSep 28, 2021
Book Page2896/1295
Instrument202100031554
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2031

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLERMONT OH
Recording DateJan 20, 2021
Property Address3986 HAMBLEN DR, CINCINNATI, OH 45255-4802
Document Number0000002108
Book / Page002866 / 024922
Instrument DateJan 12, 2021
Instrument2108
Transaction TypeTransfer
Record UpdatedFeb 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3986 HAMBLEN DR CINCINNATI OH 452554802, CINCINNATI, OH 45255-4802

December 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address3986 HAMBLEN DR, CINCINNATI, OH 45255-4802
Document Number0000002109
Instrument DateDec 31, 2007
Transaction TypeMortgage
Record UpdatedMar 2, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3986 HAMBLEN DR CINCINNATI OH 452554802, CINCINNATI, OH 45255-4802

Mortgage

Document Number0000002109
DateJan 20, 2021
Book Page002866/004923
Instrument2109
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 19, 2036

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,731.00 (-49.42%)$34,410 (-) Land $8,650 Building $25,760
2024$98,300 (-) Land $24,700 Building $73,600
2023$3,422.00 (+113.74%) Homeowner's exemption$34,410 (+25.22%) Land $8,650 Building $25,760$98,300 (+25.22%) Land $24,700 Building $73,600
2022$1,601.00 Homeowner's exemption$27,480 Land $6,900 Building $20,580
2020$78,500 Land $19,700 Building $58,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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