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3970 Bayview Cir, Concord, CA 94520 Property Records

Contra Costa County property record for 3970 Bayview Cir, Concord, CA 94520

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,379 sqft · built 1966
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on File
Last Sale$825,000 (May 2024)
Tax Bill$10,299 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN110-360-019-1

Property Details

APN / Parcel Number

Primary APN110-360-019-1
Alternative APN
  • 110-360-019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,379 sqft Living Area
Gross Area1,825 sqft
1st Floor Area1,379 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area9,600 sqft (0.22 acres)
Garage TypeAttached
Garage Area446 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3970 BAYVIEW CIR
CityCONCORD
StateCA
Zip94520-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionTRACT 2987 LOT 186 EX MR
Legal SubdivisionSUBDIVISION 2987
Legal Tract2987
Legal Lot Number186
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2003
Census Tract329000

Owner

3970 Bayview Cir is owned and occupied by two individuals who bought it in May 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3970 BAYVIEW CIR, CONCORD, CA 94520-1307
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIREFIGHTERS FIRST FCU
Sep 26, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2024 · Amount on File
Deed SaleMay 28, 2024 · Amount on File
Prior SaleJan 27, 1997 · Amount on File
Deed Document Number202449793
Prior Transfer DateDec 9, 2002
Prior Transfer Doc0000486149
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3970 BAYVIEW CIR, CONCORD, CA 94520-1307
Transaction TypeMortgage
Record UpdatedOct 8, 2025
Title CompanyMONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3970 BAYVIEW CIR, CONCORD, CA 94520-1307

Mortgage

Document Number0000101435
DateSep 29, 2025
Instrument2025- 101435
Lender
NameFIREFIGHTERS FIRST FCU
TypeCredit Union
Address1520 W COLORADO BLVD, PASADENA, CA 91105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2045

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateSep 26, 2022
Property Address3970 BAYVIEW CIR, CONCORD, CA 94520-1307
Document Number0000143618
Map ReferenceMB 91 PG 32
Instrument DateSep 23, 2022
Instrument2022-143618
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3970 BAYVIEW CIR, CONCORD, CA 94520-1307

Tax Assessment & Valuation

The 2025 property tax bill for 3970 Bayview Cir was $10,299.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$858,330 (+2%) Land $593,028 Building $265,302
2025$10,299.00$841,500 Land $581,400 Building $260,100
2023$3,783.00 (+1.89%) Homeowner's exemption$266,103 Land $92,975 Building $173,128
2022$3,713.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3970 Bayview Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3970 Bayview Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber		10,000 / 10,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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