Contra Costa County property record for 3945 Bayview Cir, Concord, CA 94520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,209 sqft · built 1966 |
| Lot Size | 0.181 acres (7,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Aug 1997) |
| Tax Bill | $3,477 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-352-022-5 |
| Primary APN | 110-352-022-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,209 sqft Living Area |
| Gross Area | 1,664 sqft |
| 1st Floor Area | 1,209 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 7,875 sqft (0.181 acres) |
| Lot Dimensions | 105 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3945 BAYVIEW CIR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94520-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | TRACT 2987 LOT 143 EX MR |
| Legal Subdivision | MOUNTAIN VIEW HOMES SUB 2987 U |
| Legal Tract | 2987 |
| Legal Lot Number | 143 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 329000 |
3945 Bayview Cir is owned and occupied by two individuals who acquired it in May 2026.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3945 BAYVIEW CIR, CONCORD, CA 94520-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Grant Deed, Transfer · Conventional Mortgage PLACER TITLE COMPANY |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 1997 · Amount on File |
| Deed Sale | Aug 26, 1997 · Amount on File |
| Prior Sale | Aug 26, 1997 · Amount on File |
| Deed Document Number | 1997154659 |
| Last Transfer Date | May 19, 2026 |
| Transfer Doc | 0000054605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 26, 2026 |
| Property Address | 3945 BAYVIEW CIR, CONCORD, CA 94520-1306 |
| Document Number | 0000054605 |
| Instrument Date | May 19, 2026 |
| Instrument | 202654605 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3945 BAYVIEW CIR, CONCORD, CA 94520-1306 |
| Document Number | 0000054606, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202654606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3945 BAYVIEW CIR, CONCORD, CA 94520-1306 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014751 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 2020-014751 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2040 |
The 2025 property tax bill for 3945 Bayview Cir was $3,477.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $227,817 (+2%) Land $104,542 Building $123,275 | |
| 2025 | $3,477.00 | $223,351 Land $102,493 Building $120,858 |
| 2023 | $3,292.00 (+1.95%) | $214,680 Land $98,514 Building $116,166 |
| 2022 | $3,229.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3945 Bayview Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3945 Bayview Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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