Gila County property record for 397 S Elm Dr, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,670 sqft · built 1974 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $136,389 (Dec 2012) |
| Tax Bill | $1,516 (2025) |
| Deeds & Mortgages | Mar 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 304-31-012A |
| Primary APN | 304-31-012A |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,670 sqft Living Area |
| 1st Floor Area | 2,670 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asbestos |
| Lot Area | 65,340 sqft (1.5 acres) |
| Porch | Porch |
| Patio Area | 228 sqft |
| Total Buildings | 2 Buildings |
| Heating Fuel | Electric |
|---|
| Account Number | R033151 |
|---|---|
| Street Address | 397 S ELM DR |
| City | PAYSON |
| State | AZ |
| Zip | 85541-4576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 25 TOWNSHIP: 09N RANGE: 10E LOT 5 & N1/2 OF LOT 4 OF GISELA RANCHES SUBDIVISION OF PLAT 404 NE1/4 SEC 25 T9N R10E = 1.50 AC (OUT OF 304-31-011B & -012) |
| Legal Range | 10E |
| Legal Township | 09N |
| Legal Section | 25 |
| Legal Subdivision | GISELA RANCHES SUBD |
| Legal Lot Number | 5,4 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | TONTO BASIN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 600 |
Source: Gila County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 397 S ELM DR, PAYSON, AZ 85541-4576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2012 · Amount on Record |
| Deed Sale | Dec 18, 2012 · Amount on Record |
| Deed Document Number | 201215576 |
| Prior Transfer Date | Dec 6, 2012 |
| Prior Transfer Doc | 0000015576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Mar 19, 2019 |
| Property Address | 397 S ELM DR, PAYSON, AZ 85541-4576 |
| Document Number | 0000003171 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 3171 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2241 N 9TH ST PHOENIX AZ 850062290, PHOENIX, AZ 85006-2290 |
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,245 (+16.98%) Land $8,063 Building $20,182 | $282,451 (+16.98%) Land $80,628 Building $201,823 | |
| 2025 | $1,516.00 (+6.61%) | ||
| 2024 | $24,145 Land $5,486 Building $18,659 | $241,444 Land $54,858 Building $186,586 | |
| 2023 | $1,422.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1993–2018) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 77% of Arizona |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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