396 S Elm Dr, Payson, AZ 85541 Property Records

Gila County property record for 396 S Elm Dr, Payson, AZ 85541

Property Summary

Property TypeRural Home
Details1 ba · 1,056 sqft · built 1978
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Tax Bill$451 (2025)
Deeds & MortgagesJan 2026 Sale
Aug 2019 Transfer
Flood ZoneZone AE (high risk)
APN304-31-019B

Property Details

APN / Parcel Number

Primary APN304-31-019B
Alternative APNs
  • R033198
  • 033198

Interior

Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1978
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsbestos
Lot Area21,780 sqft (0.5 acres)

Exterior Amenities

PorchEnclosed Porch
Porch Area28 sqft
Patio Area28 sqft
Canopy28 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account NumberR033198
Street Address396 S ELM DR
CityPAYSON
StateAZ
Zip85541-2070
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSECTION: 25 TOWNSHIP: 09N RANGE: 10E E1/2 OF LOT 12 OF GISELA RANCHES SUBDIVISION OF PLAT 404NE1/4 SEC 25 T9N R10E = 0.50 AC
Legal Range10E
Legal Township09N
Legal Section25
Legal SubdivisionGISELA
Legal Lot Number12
JurisdictionGILA AZ
Township / Civil DivisionTONTO BASIN
Census Block Group1
Census Block1013
Census Tract600

Owner

Source: Gila County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3965 ELM DR, PAYSON, AZ 85541
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Beneficiary Deed, Transfer
Aug 19, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 21, 2026
Transfer Doc0000000502
Record UpdatedJun 8, 2026

January 2026: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionGILA AZ
Recording DateJan 21, 2026
Property Address396 S ELM DR, PAYSON, AZ 85541-2070
Document Number0000000502
Instrument DateJan 21, 2026
Instrument2026-000502
Transaction TypeTransfer
Record UpdatedFeb 4, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3965 ELM DR, PAYSON, AZ 85541

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGILA AZ
Recording DateAug 19, 2019
Property Address396 S ELM DR, PAYSON, AZ 85541-2070
Document Number0000008798
Instrument DateAug 19, 2019
Instrument8798
Transaction TypeTransfer
Record UpdatedSep 19, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 S ELM DR PAYSON AZ 855412070, PAYSON, AZ 85541-2070

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,731 (+14.3%) Land $5,082 Building $13,649$187,312 (+14.3%) Land $50,823 Building $136,489
2025$451.00 (+6.37%)
2024$16,388 Land $3,251 Building $13,137$163,878 Land $32,512 Building $131,366
2023$424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims20 (1993–2018)
Claims Outside the SFHA1 of 20
Most Recent ClaimJul 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Jan 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 74% of Arizona
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Elm Dr

Nearby Streets

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