St. Louis County property record for 397 Palermo Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,595 sqft · built 1973 |
| Lot Size | 0.178 acres (7,749 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,000 (Dec 2013) |
| Tax Bill | $3,282 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24R-52-1306 |
| Primary APN | 24R-52-1306 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| Gross Area | 2,015 sqft |
| 1st Floor Area | 1,595 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 7,749 sqft (0.178 acres) |
| Lot Dimensions | 125 ft deep x 62 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 240 sqft |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 397 PALERMO DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SORRENTO PLAT 5 LOT 185 |
| Legal Subdivision | SORRENTO PLAT 5 |
| Legal Lot Number | 185 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 217931 |
Source: St. Louis County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 397 PALERMO DR, BALLWIN, MO 63021-6450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2013 · Amount on Record |
| Deed Sale | Dec 9, 2013 · Amount on Record |
| Deed Document Number | 2013374 |
| Deed Book / Page | 20792 / 1459 |
| Prior Transfer Date | Dec 15, 2006 |
| Prior Transfer Doc | 0175103755 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 397 PALERMO DR, BALLWIN, MO 63021-6450 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 397 PALERMO DR, BALLWIN, MO 63021-6450 |
| Document Number | 2022060600071 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022060600071 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 226 Months |
| Due | Apr 1, 2041 |
Source: St. Louis County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,250 (+21.14%) Land $25,000 Building $36,250 | $322,400 (+21.16%) Land $131,600 Building $190,800 | |
| 2024 | $3,282.00 (+1.42%) | ||
| 2023 | $3,236.00 (+11.7%) | $50,560 (+21.8%) Land $18,770 Building $31,790 | $266,100 (+21.78%) Land $98,800 Building $167,300 |
| 2022 | $2,897.00 | $41,510 Land $18,770 Building $22,740 | |
| 2021 | $218,500 Land $98,800 Building $119,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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