St. Louis County property record for 393 Palermo Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,357 sqft · built 1973 |
| Lot Size | 0.178 acres (7,749 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $163,000 (Dec 2004) |
| Tax Bill | $3,827 (2025) |
| Deeds & Mortgages | May 2022 Second Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24R-51-0452 |
| Primary APN | 24R-51-0452 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,357 sqft Living Area |
| Gross Area | 1,807 sqft |
| 1st Floor Area | 1,357 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,749 sqft (0.178 acres) |
| Lot Dimensions | 125 ft deep x 62 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 452 sqft |
| Patio Area | 452 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 393 PALERMO DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SORRENTO PLAT 5 LOT 187 |
| Legal Subdivision | SORRENTO PLAT 5 |
| Legal Lot Number | 187 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 217931 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 393 PALERMO DR, BALLWIN, MO 63021-6450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELECTRO SAVINGS CU |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2004 · Amount on Record |
| Deed Sale | Dec 8, 2004 · Amount on Record |
| Prior Sale | Dec 8, 2004 · Amount on Record |
| Deed Document Number | 2004834 |
| Deed Book / Page | 16246 / 36 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 393 PALERMO DR, BALLWIN, MO 63021-6450 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 393 PALERMO DR, BALLWIN, MO 63021-6450 |
| Document Number | 2022052500469 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022052500469 |
| Name | ELECTRO SAVINGS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63146 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Mar 5, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 393 PALERMO DR, BALLWIN, MO 63021-6450 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 393 PALERMO DR, BALLWIN, MO 63021-6450 |
| Document Number | 0246442482 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 24644/2482 |
| Instrument | 2021021100452 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,300 (-) Land $25,000 Building $37,300 | $327,900 (-) Land $131,600 Building $196,300 | |
| 2025 | $3,827.00 (+11.02%) | $62,300 (+17.28%) Land $25,000 Building $37,300 | $327,900 (+17.27%) Land $131,600 Building $196,300 |
| 2024 | $3,447.00 (+1.44%) | ||
| 2023 | $3,398.00 (+19.82%) | $53,120 (+30.71%) Land $18,770 Building $34,350 | $279,600 (+30.72%) Land $98,800 Building $180,800 |
| 2022 | $2,836.00 | $40,640 Land $18,770 Building $21,870 | |
| 2021 | $213,900 Land $98,800 Building $115,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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