301 Mountaintop Rd, Mc Henry, MD 21541 Property Records

Garrett County property record for 301 Mountaintop Rd, Mc Henry, MD 21541

Property Summary

Property Type	Single Family Home
Details	7 ba · 3,046 sqft · built 2005
Lot Size	0.586 acres (25,527 sqft)
Owner	2 Trust Names on Record
Last Sale	$920,000 (Mar 2022)
Tax Bill	$12,912 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-075148`

Property Details

APN / Parcel Number

Primary APN	`18-075148`
Alternative APN	`075148`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,046 sqft Total Area
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	25,527 sqft (0.586 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Deck Area	168 sqft
Patio Area	604 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	075148
Street Address	301 MOUNTAINTOP RD
City	MC HENRY
State	MD
Zip	21541-1584
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25527 SQ FT LOT 85 DEEP CREEK HIGHLANDS WES
Legal Subdivision	DEEP CREEK
Legal Lot Number	85
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2035
Census Tract	502

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1404 BARITONE CT, VIENNA, VA 22182-1601
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Prior Sale	Jan 3, 2006 · Amount on Record
Deed Book / Page	2404 / 386
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Mar 28, 2022
Property Address	301 MOUNTAINTOP RD, MC HENRY, MD 21541-1584
Document Number	0024040386
Book / Page	2404 / 386
Map Reference	MB DKM 3 FILE 108
Instrument Date	Mar 25, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Investor	Possibly a Property Investor

Mortgage

Document Number	0002404389
Date	Mar 28, 2022
Instrument	2404/389

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,912.00 (+34.16%)	$1,023,200 (+42.25%) Land $110,100 Building $913,100	$1,023,200 (+42.25%) Land $110,100 Building $913,100
2023	$9,624.00	$719,300 Land $110,100 Building $609,200	$719,300 Land $110,100 Building $609,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people · EPA ID MD1111096
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000

May also be available: Pogozone powered by Neubeam, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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