397 Monaco I, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 397 Monaco I, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 920 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2020)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Aug 2020 Sale Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-009-3970`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-009-3970`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	920 sqft Living Area
Gross Area	1,028 sqft

Exterior

Year Built	Built 1977
Construction Type	Concrete Block
Lot Area	43,560 sqft (1 acres)
Porch	Enclosed Porch
Porch Area	108 sqft

Location & Zoning

Street Address	397 MONACO I
City	DELRAY BEACH
State	FL
Zip	33446-1443
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO I COND PAR 397
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	KINGS POINT MONACO COND
Legal Block	9
Legal Unit	397
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5940

Owner

Source: Palm Beach County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	397 MONACO I, DELRAY BEACH, FL 33446-1443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 10, 2020	Warranty Deed, Transfer · Commercial Mortgage FLAGLER BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	20200312268
Deed Book / Page	31686 / 1517
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Aug 27, 2020
Property Address	397 MONACO I, DELRAY BEACH, FL 33446-1443
Document Number	0316861517
Book / Page	031686 / 001517
Instrument Date	Aug 10, 2020
Instrument	312268
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 MONACO I DELRAY BEACH FL 334461443, DELRAY BEACH, FL 33446-1443

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 10, 2020
Property Address	397 MONACO I, DELRAY BEACH, FL 33446-1443
Document Number	0312121847
Book / Page	31212 / 1847
Map Reference	MB 2657 PG 69-157
Instrument Date	Feb 6, 2020
Instrument	20200051193
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4918 217TH ST, 4918, BAYSIDE HILLS, NY 11364-1351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	755 DOTTEREL RD APT 1111, 1111, DELRAY BEACH, FL 33444-2001

Mortgage

Document Number	0312121850
Date	Feb 10, 2020
Instrument	31212/1850

Lender

Name	FLAGLER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 6, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (-43.22%) Homeowner's exemption Disabled Person's exemption	$97,536 (-19.71%) Building $97,536	$97,536 (-19.71%) Building $97,536
2023	$1,953.00 (+8.86%)	$121,473 (+16.26%) Building $121,473	$121,473 (+16.26%) Building $121,473
2022	$1,794.00	$104,483 Building $104,483	$104,483 Building $104,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
TPC ACC Acquisition Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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