395 Monaco I, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 395 Monaco I, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 920 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$92,500 (Dec 2019)
Tax Bill	$464 (2025)
Deeds & Mortgages	Apr 2020 Transfer Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-009-3950`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-009-3950`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	920 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
Porch	Finished Screened Porch
Porch Area	108 sqft

Location & Zoning

Street Address	395 MONACO I
City	DELRAY BEACH
State	FL
Zip	33446-1410
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO I COND PAR 395
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	MONACO B THRU P CONDO
Legal Block	9
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5940

Owner

395 Monaco I, a condominium, is owner-occupied and held in a trust since August 2025.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Trust Names on File
Mailing Address	395 MONACO I, DELRAY BEACH, FL 33446-1410
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 2, 2019	Warranty Deed, Transfer SHORE TO SHORE TITLE INC
Sep 21, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICA FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	Sep 21, 2018 · Amount on File
Deed Document Number	2019438208
Deed Book / Page	31058 / 1529
Last Transfer Date	Aug 21, 2025
Transfer Doc	0359620096
Record Updated	Jun 8, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 20, 2020
Property Address	395 MONACO I, DELRAY BEACH, FL 33446-1410
Document Number	0313691597
Book / Page	031369 / 001597
Instrument Date	Mar 20, 2020
Instrument	137383
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	395 MONACO I DELRAY BEACH FL 334461410, DELRAY BEACH, FL 33446-1410

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 2, 2019
Property Address	395 MONACO I, DELRAY BEACH, FL 33446-1410
Document Number	0310581529
Book / Page	031058 / 001529
Instrument Date	Nov 26, 2019
Instrument	438208
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	SHORE TO SHORE TITLE INC

Transaction

Amount	Amount on Record
Tax	$647.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5611 HAMMOCK LN LAUDERHILL FL 333195112, LAUDERHILL, FL 33319-5112

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 21, 2018
Property Address	395 MONACO I, DELRAY BEACH, FL 33446-1410
Document Number	0301371085
Book / Page	30137 / 1085
Map Reference	OR 2657 PG 69
Instrument Date	Sep 6, 2018
Instrument	20180363797
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST PRIORITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 BAXTER ST, 33, QUINCY, MA 02169-6931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 S ORANGE AVE APT B5, B5, SOUTH ORANGE, NJ 07079-2249

Mortgage

Document Number	20180363798
Date	Sep 21, 2018
Instrument	20180363798

Lender

Name	AMERICA FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 395 Monaco I was $464, up 6.4% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$464.00 (+6.42%)	$37,163	$94,407 Building $94,407
2024	$436.00 (+5.83%)
2023	$412.00 (+3.78%) Homeowner's exemption	$35,064 (+3%)	$118,363 (+16.76%) Building $118,363
2022	$397.00 Homeowner's exemption	$34,043	$101,373 Building $101,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 395 Monaco I in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 Monaco I is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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