322 Maple Ter, Lafayette, TN 37083 Property Records

Macon County property record for 322 Maple Ter, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,027 sqft · built 1972
Lot Size	0.889 acres (38,719 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jul 2019)
Tax Bill	$722 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Mar 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039H-A-010.00`

Property Details

APN / Parcel Number

Primary APN	`039H-A-010.00`
Alternative APNs	`01039HA039H01000` `056039H A 01000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,027 sqft Living Area
Gross Area	2,026 sqft
1st Floor Area	1,027 sqft
Basement Area	999 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,719 sqft (0.889 acres)
Lot Dimensions	323 ft deep x 120 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	322 MAPLE TER
City	LAFAYETTE
State	TN
Zip	37083-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLE TERRACE PB 1 PG 40 BLK B LOT 13 119.8 X 323.2 X IRR
Legal Subdivision	MAPLE TERRACE
Legal Block	B
Legal Lot Number	13
Jurisdiction	MACON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2050
Census Tract	970200

Owner

322 Maple Ter is owned and occupied by two individuals who bought it in July 2019.

Source: Macon County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	322 MAPLE TER, LAFAYETTE, TN 37083-4230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST TENNESSEE BANK NA
Mar 15, 2017	Loan Modification, Mortgage CAPITAL BK
Oct 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Prior Sale	Jan 28, 2003
Deed Document Number	20192257
Deed Book / Page	80 / 652
Transfer Doc	WD250402
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Jul 12, 2019
Property Address	322 MAPLE TER, LAFAYETTE, TN 37083-4230
Document Number	RB080/0652
Book / Page	RB080 / 0652
Map Reference	MB 1 PG 40
Instrument Date	Jul 11, 2019
Instrument	19002257
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MAPLE TER, LAFAYETTE, TN 37083-4230

Mortgage

Document Number	0019002258
Date	Jul 12, 2019
Instrument	19002258

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACON TN
Property Address	322 MAPLE TER, LAFAYETTE, TN 37083-4230
Document Number	0000001415
Book / Page	000039 / 000469
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MAPLE TER LAFAYETTE TN 370834230, LAFAYETTE, TN 37083-4230

Mortgage

Document Number	0000001415
Date	May 9, 2017
Book Page	000039/000469
Instrument	1415

Lender

Name	CAPITAL BK
Type	Bank
Address	LAFAYETTE, TN 37083

Agreement

Term	60 Months
Due	May 8, 2022

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON TN
Recording Date	Oct 11, 2017
Property Address	322 MAPLE TER, LAFAYETTE, TN 37083-4230
Document Number	0000003016
Book / Page	000047 / 000165
Instrument Date	Jun 20, 2014
Instrument	3016
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2149 OLD HIGHWAY 52 LAFAYETTE TN 370833338, LAFAYETTE, TN 37083-3338

Tax Assessment & Valuation

The 2025 property tax bill for 322 Maple Ter was $722, up 2% from the year before.

Source: Macon County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$722.00 (+1.98%)	$44,500 Land $6,000 Building $38,500	$178,000 Land $24,000 Building $154,000
2024	$708.00
2023		$44,500 Land $6,000 Building $38,500	$178,000 Land $24,000 Building $154,000
2019	$461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Maple Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Maple Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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