397 Lydia Ln, Linden, MI 48451 Property Records

Genesee County property record for 397 Lydia Ln, Linden, MI 48451

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,064 sqft · built 2004
Lot Size	0.261 acres (11,369 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Dec 2023)
Tax Bill	$7,148 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61-19-676-122`

Property Details

APN / Parcel Number

Primary APN	`61-19-676-122`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	11,369 sqft (0.261 acres)
Lot Dimensions	130 ft deep x 87 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	397 LYDIA LN
City	LINDEN
State	MI
Zip	48451-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	UNIT 122 CHESTNUT GROVE (03) FR 61-19-400-021 EASEMENT INFO 12' UTILITY EASEMENT - REAR OF PROPERTY
Legal Subdivision	CHESTNUT GROVE CONDO
Legal Unit	122
Jurisdiction	GENESEE MI
Township / Civil Division	LINDEN
Census Block Group	1
Census Block	1010
Census Tract	13113

Owner

397 Lydia Ln is owned and occupied by two individuals who bought it in December 2023.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	397 LYDIA LN, LINDEN, MI 48451-8838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2023 · Amount on File
Deed Sale	Dec 21, 2023 · Amount on File
Prior Sale	Sep 16, 2004 · Amount on File
Deed Document Number	202363448
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 21, 2023
Property Address	397 LYDIA LN, LINDEN, MI 48451-8838
Document Number	0000063448
Map Reference	DOC 200011290209228
Instrument Date	Dec 15, 2023
Instrument	202312210063448
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	397 LYDIA LN # 12, 12, LINDEN, MI 48451-8838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31907 PEMBROKE ST, LIVONIA, MI 48152-1522

Mortgage

Document Number	0000000042
Date	Jan 3, 2024
Instrument	202401030000042

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 397 Lydia Ln was $7,148 with a homeowner's exemption, up 0.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Linden City
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,100 (+2.6%) Land $40,000 Building $118,100	$316,200 (+2.6%) Land $80,000 Building $236,200
2025	$7,148.00 (+0.83%) Homeowner's exemption	$154,100	$308,200
2024	$7,089.00
2023		$140,900	$281,800
2021	$3,422.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 397 Lydia Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Lydia Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINDEN serves 4,150 people · EPA ID MI0003890
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20