Genesee County property record for 421 Lydia Ln, Linden, MI 48451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 2004 |
| Lot Size | 0.277 acres (12,066 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,500 (Dec 2017) |
| Tax Bill | $4,513 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-19-676-119 |
| Primary APN | 61-19-676-119 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| Basement Area | 1,520 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,066 sqft (0.277 acres) |
| Lot Dimensions | 152 ft deep x 79 ft wide |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 421 LYDIA LN |
|---|---|
| City | LINDEN |
| State | MI |
| Zip | 48451-8834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | UNIT 119 CHESTNUT GROVE (03) FR 61-19-400-021 |
| Legal Subdivision | CHESTNUT GROVE CONDO |
| Legal Unit | 119 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | LINDEN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 13113 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 LYDIA LN, LINDEN, MI 48451-8834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| May 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| Sep 22, 2021 | Intrafamily Transfer, Transfer |
| Dec 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SOUTHWEST MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2017 · Amount on Record |
| Deed Sale | Dec 11, 2017 · Amount on Record |
| Prior Sale | May 15, 2014 · Amount on Record |
| Deed Document Number | 201776151 |
| Prior Transfer Date | Aug 9, 2013 |
| Prior Transfer Doc | 0000096341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jul 6, 2026 |
| Property Address | 421 LYDIA LN, LINDEN, MI 48451-8834 |
| Document Number | 0000040521 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202640521 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | MASON BURGESS TITLE |
| Name | Verified Name |
|---|---|
| Address | 421 LYDIA LN, LINDEN, MI 48451-8834 |
| Document Number | 0000040521, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202640521 |
| Name | ELGA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 421 LYDIA LN, LINDEN, MI 48451-8834 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 421 LYDIA LN, LINDEN, MI 48451-8834 |
| Document Number | 0000031997 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 202305110031997 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 28, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Sep 22, 2021 |
| Property Address | 421 LYDIA LN, LINDEN, MI 48451-8834 |
| Document Number | 202109220075828 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 202109220075828 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16247 WHITEHEAD DR, LINDEN, MI 48451-8774 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Dec 11, 2017 |
| Property Address | 421 LYDIA LN, LINDEN, MI 48451-8834 |
| Document Number | 201712110076151 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 201712110076151 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,595.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15467 LAKEVIEW PARK DR, 15467, LINDEN, MI 48451-8923 |
| Name | Verified Name |
|---|---|
| Address | 16247 WHTIELAND DR 48451, 48451, 00000 |
| Document Number | 201712110076152 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 201712110076152 |
| Name | AMERICAN SOUTHWEST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Linden City |
| Unified School District | Linden Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,400 (+3.7%) Land $40,000 Building $97,400 | $274,800 (+3.7%) Land $80,000 Building $194,800 | |
| 2025 | $4,513.00 (+2.27%) Homeowner's exemption | $132,500 (+9.23%) | $265,000 (+9.23%) |
| 2024 | $4,413.00 (+22.48%) | ||
| 2023 | $121,300 | $242,600 | |
| 2021 | $3,603.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINDEN serves 4,150 people · EPA ID MI0003890 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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