Benton County property record for 397 Locust St, Hickory Flat, MS 38633
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,162 sqft · built 1978 |
| Lot Size | 0.386 acres (16,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $82,727 (Sep 2023) |
| Tax Bill | $524 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-0573-27-038-166.00 |
| Primary APN | 4-0573-27-038-166.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,800 sqft (0.386 acres) |
| Lot Dimensions | 168 ft deep x 100 ft wide |
| Heating Fuel | Gas |
|---|
| Account Number | 17166 |
|---|---|
| Street Address | 397 LOCUST ST |
| City | HICKORY FLAT |
| State | MS |
| Zip | 38633-9572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTER PT BLOCK 38 DB 79-177 92-108 |
| Legal Range | 001 |
| Legal Township | 005 |
| Legal Section | 27 |
| Legal Block | 38 |
| Jurisdiction | BENTON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2098 |
| Census Tract | 950200 |
Source: Benton County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 397 LOCUST ST, HICKORY FLAT, MS 38633-9572 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 5, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 5, 2023 | Warranty Deed, Transfer · FHA Mortgage GUM TREE MORTGAGE LLC |
| Jan 19, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on Record |
| Deed Sale | Sep 5, 2023 · Amount on Record |
| Deed Document Number | 2023787 |
| Deed Book / Page | 217 / 52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MS |
| Property Address | 397 LOCUST ST, HICKORY FLAT, MS 38633-9572 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 397 LOCUST ST, HICKORY FLAT, MS 38633-9572 |
| Document Number | 0202500992 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 202500992 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MS |
| Property Address | 397 LOCUST ST, HICKORY FLAT, MS 38633-9572 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 397 LOCUST ST, HICKORY FLAT, MS 38633-9572 |
| Document Number | 0202500858 |
|---|---|
| Date | Aug 5, 2025 |
| Instrument | 202500858 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MS |
| Recording Date | Sep 5, 2023 |
| Property Address | 397 LOCUST ST, HICKORY FLAT, MS 38633-9572 |
| Document Number | 00217/0052 |
| Book / Page | 0217 / 0052 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 202300787 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 61, HICKORY FLAT, MS 38633-0061 |
| Name | Verified Name |
|---|---|
| Address | 397 LOCUST ST, HICKORY FLAT, MS 38633-9572 |
| Document Number | 0202300788 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 202300788 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON MS |
| Recording Date | Jan 19, 2021 |
| Property Address | 397 LOCUST ST, HICKORY FLAT, MS 38633-9572 |
| Document Number | 000209/328 |
| Book / Page | 209 / 328 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 202100084 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 61, HICKORY FLAT, MS 38633-0061 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 61, HICKORY FLAT, MS 38633-0061 |
Source: Benton County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Benton County |
| Municipality | Hickory Flat Town |
| Unified School District | Benton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $524.00 (-45.36%) Homeowner's exemption | $4,460 (-33.74%) | $44,600 (-0.6%) Land $1,850 Building $42,750 |
| 2023 | $959.00 | $6,731 | $44,870 Land $1,850 Building $43,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE ARROWHEAD private · serves 174 people · EPA ID MS0730010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ACE Fiber Fiber | 8,000 / 8,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
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