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397 Ferguson Ridge Rd, Clover, SC 29710 Property Records

York County property record for 397 Ferguson Ridge Rd, Clover, SC 29710 · Last verified July 2026

Property Summary

Property TypeExempt (Full or Partial)
Details3.5 ba · 2,702 sqft · built 2020
Lot Size37 acres (1,614,334 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (May 2007)
Tax Bill$219 (2025)
Deeds & MortgagesJun 2026 Transfer
May 2019 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN372-00-00-006

Property Details

APN / Parcel Number

Primary APN372-00-00-006

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,702 sqft Total Area
1st Floor Area2,268 sqft
2nd Floor Area434 sqft
Basement Area2,268 sqft
Unfinished Basement2,268 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeBrick
Lot Area1,614,334 sqft (37 acres)
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchSlab
Porch Area48 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address397 FERGUSON RIDGE RD
CityCLOVER
StateSC
Zip29710
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal Description37.06 AC / OFF FERGUSON RIDGE
Legal SubdivisionOFF FERGUSON RIDGE
JurisdictionYORK SC
Township / Civil DivisionCLOVER
Census Block Group4
Census Block4003
Census Tract61705

Owner

Source: York County records · APN 372-00-00-006

Assessment roll updated November 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15 MADISON ST W, YORK, SC 29745-1143
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
May 22, 2019Deed of Trust, Mortgage · Line of Credit
CAROLINA TRUST BANK
Sep 28, 2020Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 17, 2018Grant Deed, Transfer
ATTORNEY ONLY
Jun 26, 2017Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2007 · Amount on Record
Deed SaleMay 07, 2007 · Amount on Record
Deed Book / Page9063 / 204
Last Transfer DateApr 15, 2025
Transfer Doc2185500010
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionYORK SC
Recording DateJun 17, 2026
Property Address397 FERGUSON RIDGE RD, CLOVER, SC 29710
Document Number0000021275
Book / Page22645 / 257
Instrument DateJun 16, 2026
Instrument202621275
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 MADISON ST W, YORK, SC 29745-1143

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address397 FERGUSON RIDGE RD, CLOVER, SC 29710
Transaction TypeMortgage
Record UpdatedSep 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1755700004
DateMay 22, 2019
Book Page17557/004
Instrument2019019937
Lender
NameCAROLINA TRUST BANK
TypeBank
AddressCLOVER, SC 29710
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 17, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address397 FERGUSON RIDGE RD, CLOVER, SC 29710
Transaction TypeMortgage
Record UpdatedSep 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1861400289
DateSep 28, 2020
Book Page18614/289
Instrument2020045524
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionYORK SC
Recording DateOct 17, 2018
Property Address397 FERGUSON RIDGE RD, CLOVER, SC 29710
Document Number1723300417
Book / Page017233 / 000417
Instrument DateOct 16, 2018
Instrument44832
Transaction TypeTransfer
Record UpdatedNov 01, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$177.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address399 FERGUSON RIDGE RD CLOVER SC 297106619, CLOVER, SC 29710-6619

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address397 FERGUSON RIDGE RD, CLOVER, SC 29710
Document Number1645100240
Book / Page016451 / 000240
Instrument DateJun 26, 2017
Transaction TypeMortgage
Record UpdatedJul 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address399 FERGUSON RIDGE RD CLOVER SC 297106619, CLOVER, SC 29710-6619

Mortgage

Document Number1645100240
DateJun 29, 2017
Book Page016451/000240
Instrument26065
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2047

Tax Assessment & Valuation

Source: York County records · Assessment roll updated November 17, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$219.00 (+9.5%)$547 (+3.21%) Land $547$1,288,050 (+50.6%) Land $445,750 Building $842,300
2023$200.00 Additional exemption filed$530 Land $530$855,289 Land $333,290 Building $521,999

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (45091C), updated September 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 21% of South Carolina
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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