323 Ferguson Ridge Rd, Clover, SC 29710 Property Records

York County property record for 323 Ferguson Ridge Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,421 sqft · built 2002
Lot Size	7.76 acres (338,026 sqft)
Owner	Individual Name on File
Last Sale	$735,000 (Jan 2023)
Tax Bill	$3,178 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372-00-00-016`

Property Details

APN / Parcel Number

Primary APN	`372-00-00-016`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,421 sqft Living Area
1st Floor Area	2,414 sqft
2nd Floor Area	1,007 sqft
Basement Area	2,414 sqft
Unfinished Basement	2,414 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Lot Area	338,026 sqft (7.76 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Location & Zoning

Street Address	323 FERGUSON RIDGE RD
City	CLOVER
State	SC
Zip	29710-6619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUD
Legal Description	LOT 4 ( 7.76 AC )
Legal Subdivision	BEN W WILSON JR & JOHN R WILSO
Legal Lot Number	4 7
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	4
Census Block	4003
Census Tract	61705

Owner

Source: York County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	323 FERGUSON RIDGE RD, CLOVER, SC 29710-6619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2023 · Amount on Record
Deed Sale	Jan 12, 2023 · Amount on Record
Prior Sale	Jan 26, 2000 · Amount on Record
Deed Document Number	0020579427
Deed Book / Page	20579 / 427
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jan 12, 2023
Property Address	323 FERGUSON RIDGE RD, CLOVER, SC 29710-6619
Document Number	2057900427
Book / Page	20579 / 427
Map Reference	MB 118 PG 159
Instrument Date	Jan 12, 2023
Instrument	2023001178
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,911.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 FERGUSON RIDGE RD, CLOVER, SC 29710-6619

Mortgage

Document Number	2023001179
Date	Jan 12, 2023
Instrument	2023001179

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.4%
Index	Other
Margin	3
Max Rate	10.4%

Tax Assessment & Valuation

Source: York County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,178.00 (+97.51%)	$25,262 (+109.63%) Land $922 Building $24,340	$726,600 (+70.59%) Land $118,100 Building $608,500
2023	$1,609.00	$12,051 Land $437 Building $11,614	$425,934 Land $90,280 Building $335,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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