Franklin County property record for 397 E Walnut St, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,509 sqft · built 1920 |
| Lot Size | 0.553 acres (24,094 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Sep 2013) |
| Tax Bill | $6,622 (2024) |
| Deeds & Mortgages | Sep 2024 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-002219 |
| Primary APN | 080-002219 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,509 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 24,094 sqft (0.553 acres) |
| Lot Dimensions | 170 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 397 E WALNUT ST |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-2353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E WALNUT ST CARLTON LOT 14 |
| Legal Subdivision | CARLTON SUB |
| Legal Lot Number | 14 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | WESTERVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 7020 |
Source: Franklin County assessment roll, APN 080-002219, as of August 1, 2024 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 397 E WALNUT ST, WESTERVILLE, OH 43081-2353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2024 | Deed of Trust, Mortgage · Line of Credit BMI FCU |
| Sep 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2013 · Amount on Record |
| Deed Sale | Sep 18, 2013 · Amount on Record |
| Prior Sale | May 23, 2000 · Amount on Record |
| Deed Document Number | 18948 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 397 E WALNUT ST, WESTERVILLE, OH 43081-2353 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000097165 |
|---|---|
| Date | Sep 18, 2024 |
| Instrument | 202409180097165 |
| Name | BMI FCU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, OH 43016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 397 E WALNUT ST, WESTERVILLE, OH 43081-2353 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000141312 |
|---|---|
| Date | Sep 19, 2020 |
| Instrument | 202009190141312 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Franklin County assessment roll as of August 1, 2024 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,622.00 (+2.18%) Homeowner's exemption | $116,520 (-) Land $43,400 Building $73,120 | |
| 2023 | $6,481.00 (-9.19%) Homeowner's exemption | $116,520 (+18.93%) Land $43,400 Building $73,120 | $332,900 (+18.94%) Land $124,000 Building $208,900 |
| 2022 | $7,137.00 Homeowner's exemption | $97,970 Land $45,470 Building $52,500 | |
| 2020 | $279,900 Land $129,900 Building $150,000 |
Source: FEMA National Flood Hazard Layer, Franklin County (39049C), as of June 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390490070202, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · other causes |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 356 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system OH2503411, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures