Franklin County property record for 386 E Walnut St, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,995 sqft · built 1930 |
| Lot Size | 0.541 acres (23,569 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $418,000 (Nov 2021) |
| Tax Bill | $7,859 (2024) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-001357 |
| Primary APN | 080-001357 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,995 sqft Living Area |
| 1st Floor Area | 1,351 sqft |
| Attic Area | 1,348 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,569 sqft (0.541 acres) |
| Lot Dimensions | 190 ft deep x 108 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 386 E WALNUT ST |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-2354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 386 E WALNUT ST ACRES .537 R 17 T 2 1-4 T I 6 |
| Legal Subdivision | US MILITARY LANDS |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | WESTERVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 7020 |
Source: Franklin County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 386 E WALNUT ST, WESTERVILLE, OH 43081-2354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Jun 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Sep 24, 2020 | Survivorship Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Jul 25, 2018 | Survivorship Deed, Transfer · Conventional Mortgage UNITED SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on Record |
| Deed Sale | Nov 29, 2021 · Amount on Record |
| Prior Sale | Sep 24, 2020 · Amount on Record |
| Deed Document Number | 202111290215455 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Nov 29, 2021 |
| Property Address | 386 E WALNUT ST, WESTERVILLE, OH 43081-2354 |
| Document Number | 0000215455 |
| Map Reference | MB 1710 PG 384 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 202111290215455 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 480 OLDE WORTHINGTON RD STE 300, 300, WESTERVILLE, OH 43082-9152 |
| Document Number | 0000215456 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 202111290215456 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 386 E WALNUT ST, WESTERVILLE, OH 43081-2354 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | LEADERS TITLE BOX |
| Name | Verified Name |
|---|
| Document Number | 0000076429 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 201906260076429 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2034 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Sep 24, 2020 |
| Property Address | 386 E WALNUT ST, WESTERVILLE, OH 43081-2354 |
| Document Number | 0000144542 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 202009240144542 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | LENDERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $374.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 202060, FLORENCE, SC 29502-2060 |
| Document Number | 0000144543 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 202009240144543 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jul 25, 2018 |
| Property Address | 386 E WALNUT ST, WESTERVILLE, OH 43081-2354 |
| Document Number | 0000099134 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 201807250099134 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $579.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Document Number | 0000099135 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 201807250099135 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,859.00 (+2.17%) Homeowner's exemption | $138,290 (-) Land $41,090 Building $97,200 | |
| 2023 | $7,692.00 (-5.14%) Homeowner's exemption | $138,290 (+24.24%) Land $41,090 Building $97,200 | $395,100 (+24.25%) Land $117,400 Building $277,700 |
| 2022 | $8,109.00 Homeowner's exemption | $111,310 Land $36,300 Building $75,010 | |
| 2020 | $318,000 Land $103,700 Building $214,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Breezeline Cable | 1,000 / 50 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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