285 Debbie Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 285 Debbie Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,681 sqft · built 1992
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Jul 1992)
Tax Bill	$2,337 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Oct 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0015D156000`

Property Details

APN / Parcel Number

Primary APN	`0015D156000`
Alternative APNs	`0015D156` `9422`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,681 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	214 ft deep x 106 ft wide
Garage Area	650 sqft

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	126 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9422
Street Address	285 DEBBIE LN
City	RINGGOLD
State	GA
Zip	30736-5553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 156 ROLLING HILLS SUB
Legal Subdivision	ROLLING HILLS
Legal Lot Number	156
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2004
Census Tract	30403

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 DEBBIE LN, RINGGOLD, GA 30736-5553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Loan Modification, Mortgage · Conventional Mortgage REGIONS BK
Oct 11, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Jun 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BK
Apr 25, 2017	Quit Claim Deed, Transfer ELITE TITLE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 1992 · Amount on Record
Deed Sale	Jul 3, 1992 · Amount on Record
Deed Book / Page	432 / 654
Last Transfer Date	Jul 1, 2013
Transfer Doc	0001686407
Record Updated	Jun 8, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	285 DEBBIE LN, RINGGOLD, GA 30736-5553
Document Number	0020420360
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 DEBBIE LN RINGGOLD GA 307365553, RINGGOLD, GA 30736-5553

Mortgage

Document Number	0020420360
Date	Mar 26, 2020
Book Page	002042/000360
Instrument	2300

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Mar 25, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	285 DEBBIE LN, RINGGOLD, GA 30736-5553
Document Number	0019600109
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 DEBBIE LN RINGGOLD GA 307365553, RINGGOLD, GA 30736-5553

Mortgage

Document Number	0019600109
Date	Oct 23, 2018
Book Page	001960/000109

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	285 DEBBIE LN, RINGGOLD, GA 30736-5553
Document Number	0018850796
Instrument Date	Jun 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 DEBBIE LN RINGGOLD GA 307365553, RINGGOLD, GA 30736-5553

Mortgage

Document Number	0018850796
Date	Jun 27, 2017
Book Page	001885/000796
Instrument	4551

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 26, 2027

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 25, 2017
Property Address	285 DEBBIE LN, RINGGOLD, GA 30736-5553
Document Number	0018750380
Book / Page	001875 / 000380
Instrument Date	Apr 24, 2017
Instrument	2817
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ELITE TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,337.00 (+2.68%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$138,644 (+32%) Land $14,000 Building $124,644	$346,610 (+32%) Land $35,000 Building $311,610
2023	$2,276.00 (+23.56%) Homeowner's exemption Senior Citizen's exemption	$105,030 Land $14,000 Building $91,030	$262,574 Land $35,000 Building $227,574
2022	$1,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Debbie Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures