397 Chappel Rd, Freedom, CA 95019 Property Records

Santa Cruz County property record for 397 Chappel Rd, Freedom, CA 95019 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2009
Square Footage2,557 sqft Living Area
Lot Size5,619 sqft (0.129 acres)
OccupancyOwner Occupied
Last Sale$825,000 (2021)
Tax Bill$11,151.00 (2025)

Property Details

APN / Parcel Number

Primary APN015-331-74
Alternative APN
  • 015-331-74-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,557 sqft Living Area
Gross Area3,029 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area5,619 sqft (0.129 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area472 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address397 CHAPPEL RD
CityFREEDOM
StateCA
Zip95019-2655
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCHAPPELL TR 1473
Legal Lot Number1
JurisdictionSANTA CRUZ CA
Minor Civil DivisionWATSONVILLE
Census Blockgroup1
Census Block1000
Census Tract110601

Owner

Source: Santa Cruz County records · APN 015-331-74

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address397 CHAPPEL RD, FREEDOM, CA 95019-2655
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Grant Deed, Transfer · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC
Jun 23, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2021 · Amount on Record
Deed SaleDec 28, 2021 · Amount on Record
Prior SaleMay 29, 2012 · Amount on Record
Deed Doc Number202162355
Prior Transfer DateMay 05, 2009
Prior Transfer Doc0000021698
Record RefreshedSep 20, 2026

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 28, 2021
Property Address397 CHAPPEL RD, FREEDOM, CA 95019-2655
Document Number0000062355
Map ReferenceMB 110 PG 17
Instrument DateDec 21, 2021
Instrument2021-0062355
Transaction TypeTransfer
Record UpdatedJan 12, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$907.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address397 CHAPPEL RD, FREEDOM, CA 95019-2655

Mortgage

Document Number0000062356
DateDec 28, 2021
Instrument2021-0062356
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address397 CHAPPEL RD, FREEDOM, CA 95019-2655
Document Number0000020391
Instrument DateJun 23, 2018
Transaction TypeMortgage
Record UpdatedJul 18, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 CHAPPEL RD FREEDOM CA 950192655, FREEDOM, CA 95019-2655

Mortgage

Document Number0000020391
DateJul 03, 2018
Instrument20391
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$893,007 (+2%) Land $460,034 Building $432,973
2025$11,151.00 (+12.74%)$875,496 (+4.04%) Land $451,013 Building $424,483
2023$9,891.00 (+1.76%)$841,500 Land $433,500 Building $408,000$801,900
2022$9,720.00

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