Santa Cruz County property record for 389 Chappel Rd, Freedom, CA 95019 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,829 sqft · built 2008 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,000 (Dec 2013) |
| Tax Bill | $6,346 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-331-76 |
| Primary APN | 015-331-76 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,829 sqft Living Area |
| Gross Area | 2,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,097 sqft (0.117 acres) |
| Garage Type | Attached |
| Garage Area | 471 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 389 CHAPPEL RD |
|---|---|
| City | FREEDOM |
| State | CA |
| Zip | 95019-2655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CHAPPELL SUB TR #1473 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 110601 |
Source: Santa Cruz County records · APN 015-331-76
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 389 CHAPPEL RD, FREEDOM, CA 95019-2655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BAY FCU |
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 01, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2013 · Amount on Record |
| Deed Sale | Dec 30, 2013 · Amount on Record |
| Prior Sale | Dec 30, 2010 · Amount on Record |
| Deed Document Number | 201358374 |
| Last Transfer Date | Nov 19, 2020 |
| Transfer Doc | 0000051340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 389 CHAPPEL RD, FREEDOM, CA 95019-2655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000032347 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 2017-0032347 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 389 CHAPPEL RD, FREEDOM, CA 95019-2655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012893 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 2020-0012893 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 01, 2020 |
| Property Address | 389 CHAPPEL RD, FREEDOM, CA 95019-2655 |
| Document Number | 0000051340 |
| Map Reference | MB 110 PG 17 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 2020-0051340 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 389 CHAPPEL RD, FREEDOM, CA 95019-2655 |
| Document Number | 0000051341 |
|---|---|
| Date | Dec 01, 2020 |
| Instrument | 2020-0051341 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2035 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,152 (+2%) Land $250,076 Building $250,076 | ||
| 2025 | $6,346.00 (+13.32%) | $490,346 (+4.04%) Land $245,173 Building $245,173 | |
| 2023 | $5,600.00 (+1.78%) | $471,304 Land $235,652 Building $235,652 | $607,050 |
| 2022 | $5,502.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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