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397 Center St, Bellingham, MA 02019 Property Records

Norfolk County and Bellingham Town property record for 397 Center St, Bellingham, MA 02019

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,496 sqft · built 1960
Lot Size0.713 acres (31,050 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Sep 2016)
Tax Bill$5,098 (2026)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNBELL M:0071 B:0042 L:0000

Property Details

APN / Parcel Number

Primary APNBELL M:0071 B:0042 L:0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area1,496 sqft Living Area
Gross Area2,948 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area31,050 sqft (0.713 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address397 CENTER ST
CityBELLINGHAM
StateMA
Zip02019-1851
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block42
JurisdictionBELLINGHAM MA
Township / Civil DivisionBELLINGHAM
Census Block Group3
Census Block3003
Census Tract443104

Owner

Source: Norfolk County and Bellingham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address397 CENTER ST, BELLINGHAM, MA 02019-1851
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2016 · Amount on Record
Deed SaleSep 30, 2016 · Amount on Record
Deed Book / Page34525 / 161
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELLINGHAM MA
Property Address397 CENTER ST, BELLINGHAM, MA 02019-1851
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number038874-226
DateJan 15, 2021
Book Page38874/226
Instrument5790
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionBellingham Town
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,098.00 (+8.91%)$411,500 (+10.41%) Land $158,000 Building $229,100$491,330
2025$4,681.00 (+4.86%)$372,700 (+7.38%) Land $133,800 Building $238,900
2024$4,464.00 (+0.45%)$347,100 (+1.94%) Land $122,200 Building $224,900
2023$4,444.00$340,500 Land $116,400 Building $224,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELLINGHAM DPW WATER SEWER DIVISION
serves 16,556 people · EPA ID MA2025000
Water SourceGroundwater
Last State InspectionMar 2023
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Center St

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