Norfolk County and Bellingham Town property record for 392 Center St, Bellingham, MA 02019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,892 sqft · built 1972 |
| Lot Size | 0.92 acres (40,080 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $131,000 (Dec 1985) |
| Tax Bill | $5,115 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | BELL M:0071 B:0046 L:0000 |
| Primary APN | BELL M:0071 B:0046 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,892 sqft Living Area |
| Gross Area | 2,340 sqft |
| Basement Area | 1,058 sqft |
| Unfinished Basement | 264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,080 sqft (0.92 acres) |
| Heating Fuel | Electric |
|---|
| Street Address | 392 CENTER ST |
|---|---|
| City | BELLINGHAM |
| State | MA |
| Zip | 02019-1842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 46 |
| Jurisdiction | BELLINGHAM MA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 443104 |
392 Center St is owner-occupied and held in a trust since March 2025.
Source: Norfolk County and Bellingham Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 392 CENTER ST, BELLINGHAM, MA 02019-1842 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHEAST HOME LOAN |
| Aug 22, 2017 | Deed of Trust, Mortgage · Line of Credit UNIBANK FOR SAVINGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 1985 · Amount on File |
| Deed Sale | Dec 27, 1985 · Amount on File |
| Deed Book / Page | 6904 / 538 |
| Last Transfer Date | Mar 5, 2025 |
| Transfer Doc | 042307-384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Property Address | 392 CENTER ST, BELLINGHAM, MA 02019-1842 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39803-443 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 39803/443 |
| Instrument | 113982 |
| Name | NORTHEAST HOME LOAN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Property Address | 392 CENTER ST, BELLINGHAM, MA 02019-1842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35380-240 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 35380/240 |
| Instrument | 78821 |
| Name | UNIBANK FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2037 |
The 2026 property tax bill for 392 Center St was $5,115, up 5.6% from the year before.
Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Bellingham Town |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,115.00 (+5.55%) | $412,800 (+7%) Land $159,700 Building $232,400 | $625,195 (-) |
| 2025 | $4,846.00 (+5.03%) | $385,800 (+7.53%) Land $135,200 Building $250,600 | $625,195 (+6.85%) |
| 2024 | $4,614.00 (+3.71%) | $358,800 (+5.25%) Land $123,500 Building $235,300 | $585,105 |
| 2023 | $4,449.00 | $340,900 Land $117,600 Building $223,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 392 Center St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 392 Center St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLINGHAM DPW WATER SEWER DIVISION serves 16,556 people · EPA ID MA2025000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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