389 Captiva Dr, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 389 Captiva Dr, Ponte Vedra Beach, FL 32081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,961 sqft · built 2013
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Oct 2022)
Tax Bill	$8,873 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068052-0880`

Property Details

APN / Parcel Number

Primary APN	`068052-0880`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,961 sqft Living Area
Gross Area	2,627 sqft
1st Floor Area	1,961 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	341 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	389 CAPTIVA DR
City	PONTE VEDRA
State	FL
Zip	32081-5066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	68/84-88 KELLY POINTE AT NOCATEE PHASE 4 LOT 88 OR5652/1643
Legal Range	29E
Legal Township	04S
Legal Section	30
Legal Subdivision	KELLY POINT AT NOCATEE PHASE 4
Legal Phase	4
Legal Block	1
Legal Lot Number	88
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	2
Census Block	2050
Census Tract	20708

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	389 CAPTIVA DR, PONTE VEDRA, FL 32081-5066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	202298435
Deed Book / Page	5652 / 1643
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	389 CAPTIVA DR, PONTE VEDRA, FL 32081-5066
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 CAPTIVA DR, PONTE VEDRA, FL 32081-5066

Mortgage

Document Number	0052081813
Date	Mar 16, 2021
Book Page	5208/1813
Instrument	2021029119

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 21, 2022
Property Address	389 CAPTIVA DR, PONTE VEDRA, FL 32081-5066
Document Number	0056521643
Book / Page	5652 / 1643
Map Reference	MB 68 PG 84-88
Instrument Date	Oct 18, 2022
Instrument	2022098435
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 PLEASANT GROVE DR, WINTER SPRINGS, FL 32708-6153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 CAPTIVA DR, PONTE VEDRA, FL 32081-5066

Mortgage

Document Number	0056521644
Date	Oct 21, 2022
Instrument	5652/1644

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	389 CAPTIVA DR, PONTE VEDRA, FL 32081-5066
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048411182
Date	Dec 3, 2019
Book Page	4841/1182
Instrument	2019090065

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 25, 2018
Property Address	389 CAPTIVA DR, PONTE VEDRA, FL 32081-5066
Document Number	0045680394
Book / Page	4568 / 0394
Map Reference	MB68 PG84-88
Instrument Date	Jun 20, 2018
Instrument	2018044291
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SHEFFIELD & BOATRIGHT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12944 SUMMERWIND LN, 12944, JACKSONVILLE, FL 32224-8447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 CAPTIVA DR, PONTE VEDRA, FL 32081-5066

Mortgage

Document Number	2018044292
Date	Jun 25, 2018
Instrument	2018044292

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,409 (-1.68%) Land $120,000 Building $350,409	$470,409 (-1.68%) Land $120,000 Building $350,409
2025	$8,873.00 (+3.27%)	$478,453 (-4.81%)	$478,453 (-4.81%) Land $125,000 Building $353,453
2024	$8,592.00 (-1.46%)	$502,628 (-0.78%)	$502,628 (-0.78%) Land $125,000 Building $377,628
2023	$8,719.00 (+51.06%)	$506,603 (+61.89%)	$506,603 (+10.73%) Land $125,000 Building $381,603
2022	$5,772.00 Homeowner's exemption	$312,940	$457,526 Land $112,000 Building $345,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 368 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	368 in force
Nearby Flood Claims	66 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 16 claims Hurricane Irma, Sep 2017 · 31 claims Hurricane Matthew, Oct 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Verizon.

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